Real World Asset Platforms

0xProcessing is a cryptocurrency payment gateway designed for businesses that want to accept digital assets from customers globally. Founded in 2021, the platform supports over 85 cryptocurrencies across 18 blockchain networks, offering four distinct payment models: Classic per-transaction wallet addresses, Static Wallets assigned to individual customers, Web3 Payments via browser wallet connections, and Recurring Payments for subscription billing cycles. Merchants can integrate the gateway through a documented API, deploying payment forms, invoice links, and embedded checkout flows. Registration requires only basic company information without KYC verification, making onboarding accessible to global operators across e-commerce, iGaming, SaaS, and forex verticals. The platform extends beyond inbound payments to include mass payouts for multi-recipient disbursements, B2B transaction infrastructure, and a virtual POS terminal for point-of-sale contexts. Fees start at 0.5% per deposit transaction, adjusting downward with higher monthly processing volume, and withdrawals to personal crypto wallets carry no additional platform fee. Merchants can off-ramp received funds to fiat currency via SWIFT or SEPA transfers in USD or EUR. Solana is fully supported as a payment network, with merchants able to accept SOL, USDC on Solana, and USDT on Solana at transaction costs of approximately 0.00025 dollars per payment.

Synthesis is a unified prediction market trading terminal that aggregates markets from Kalshi and Polymarket into a single interface, giving traders access to both a regulated U.S. exchange and a decentralized global market through one account. The Solana connection comes through Kalshi's tokenization infrastructure, which converts regulated event contracts into on-chain assets settled via Solana and routed through Jupiter and DFlow for liquidity, making Synthesis a feature-rich front-end for Solana-adjacent prediction market trading. Its feature set for event trading is unusually deep: personalized market discovery feeds, live event data and news aggregation, cross-market correlation context, and arbitrage detection between Kalshi and Polymarket when the same event is priced on both venues. Multi-chain deposit support via Rhino.fi and embedded wallet management through Privy allow traders to fund positions from eight networks without manually bridging, significantly reducing the onboarding friction that has historically limited prediction market participation.

LocalPay is a non-custodial stablecoin wallet on Solana that lets travelers and digital nomads spend USDT and USDC at ordinary QR code merchants across Southeast Asia. Users scan an existing merchant QR code; LocalPay converts the stablecoin value to local fiat and credits the merchant without any blockchain knowledge required on their end. The full payment cycle completes in under five seconds, made possible by Solana's sub-second finality and near-zero transaction fees. Currently live in Vietnam, LocalPay is expanding to Indonesia, Thailand, and the Philippines — all markets with deeply embedded QR payment infrastructure. The platform placed third in the Solana Breakout Hackathon's Stablecoins track and was accepted into Colosseum's Accelerator Cohort 3, which reports a 0.68% acceptance rate. With a 4.7-star App Store rating and reported 4x growth over one month, LocalPay is building a real-world spending layer for the estimated 169 million global stablecoin holders.

CargoBill is a stablecoin payments platform on Solana designed for freight forwarders and logistics operators who need fast, low-cost cross-border transactions. Payments settle in seconds with a flat fee and no transaction size cap, replacing slow wire transfers restricted to banking hours. The non-custodial architecture gives businesses full control of assets with multisig permission structures suited to corporate treasury workflows. Enterprise on/off-ramps bridge on-chain stablecoin balances with traditional fiat spending. The platform's Send function enables 24/7 cross-border payments while Request lets businesses collect from counterparties who need not be registered on the platform. A cashback Earn mechanism turns payment costs into returns for active users. CargoBill integrates with Transport Management Systems to fit existing supply chain stacks, and won first place in the Stablecoins track at the Solana Breakout Hackathon in 2025.

DBunker is a decentralized physical infrastructure platform built on Solana that tokenizes real-world mining hardware and computing capacity into on-chain assets, giving investors passive exposure to DePIN network yields without requiring them to purchase, house, or operate physical equipment. The platform launched its first Hardware NFT series in mid-2024, representing Aethir Edge enterprise edge-computing devices, with NFT holders earning ATH token rewards generated by the underlying device participating in the Aethir network. DBunker also offers GPU Worker NFTs tied to A100 configurations participating in the io.net Mining Program, available in three tiers representing one, four, or eight GPUs, with IO token rewards distributed to holders on a passive basis. The platform handles all operational complexity — including hardware management, network participation software, and reward collection — in exchange for a management fee of approximately ten percent. DBunker articulates a three-phase vision for the DePIN economy on Solana. The current phase focuses on asset tokenization, where the platform issues NFTs and cloud mining tokens backed by specific income-generating hardware. A forthcoming DePIN Vault phase would enable millions of user-owned devices to register with DBunker, which would optimize yield on their behalf within a decentralized vault structure. The long-term DePIN Hub vision positions the platform as an application layer where third-party developers can build DeFi and DePIN products on top of DBunker's tokenized asset base and connected device network. The project was selected for the inaugural Colosseum Accelerator cohort following recognition at the Solana Renaissance Hackathon.

Utorg provides fiat-to-crypto on-ramps and off-ramps that let consumers and businesses convert between traditional currencies and cryptocurrencies across more than 130 countries. Users can purchase over 170 cryptocurrencies using Visa, Mastercard credit, debit, prepaid, and virtual cards, Apple Pay, Google Pay, Revolut Pay, Wise, and more than 30 local payment methods including iDEAL, BLIK, and Przelewy24, with fiat coverage spanning USD, EUR, GBP, INR, BRL, TRY, ZAR, and additional currencies. For businesses, Utorg operates as a B2B payments infrastructure layer powering over 2,100 platform integrations through a REST API, white-label widget, and SDK, enabling fiat-to-crypto conversion directly inside gaming, fintech, exchange, and Web3 applications. The company also offers stablecoin-based settlement rails as an alternative to SWIFT for cross-border transactions and issues branded physical and virtual Visa cards accepted at 80 million or more merchants globally, with no issuance, maintenance, or top-up fees.

AvanChange is a centralized exchange service that has processed over 627,000 transactions since launching in 2018, enabling automated swaps between more than 177 cryptocurrencies, stablecoins, fiat currencies, and electronic payment systems. The platform supports Solana (SOL) and Solana-network stablecoins including USDC, making it a direct on-ramp and off-ramp for the Solana ecosystem. Rates are refreshed every 30 seconds, and most exchanges complete within minutes. Users may choose a live rate locked at confirmation or a fixed-rate mode that holds the quoted price during fund transfer. AvanChange integrates with Russian bank channels including Sberbank, Tinkoff, Alfa-Bank, and Gazprombank, as well as electronic wallets such as YooMoney, AdvCash, and Payeer. Commission fees run approximately 0.5 to 1 percent per exchange direction. A tiered loyalty program reduces fees by up to 25 percent for high-volume users, and a referral program pays participants up to 25 percent of fees generated by referred customers.

Cwallet connects on-chain crypto balances to real-world spending through the Cozy Card, a virtual payment card compatible with Apple Pay, Google Pay, and PayPal. Users can spend crypto at merchants worldwide, purchase gift cards for major retailers, and top up mobile airtime directly from within the application. Fiat on-ramp functionality supports over 100 fiat currencies, giving users across diverse geographic markets a way to enter crypto from local currency without using a separate exchange. Bulk payment tooling is available for distributing funds to multiple recipients simultaneously, extending utility to community-scale payment workflows. A 2026 partnership with Trikon, an AI-native chain abstraction protocol, is designed to streamline cross-chain payment flows without requiring users to manage underlying blockchain infrastructure directly. These real-world payment utilities distinguish Cwallet from wallets that are primarily DeFi-oriented and provide limited pathways to conventional commerce or consumer spending.

Cryptal is a licensed cryptocurrency exchange that functions as a fiat-to-crypto gateway for users in Georgia and the European Union. It supports Georgian Lari wire transfers free of charge — a local payment rail absent from most global exchanges — alongside bank card deposits via Visa and Mastercard. The platform extends into everyday payments through the Plasma One Crypto Card, a debit card that enables users to spend directly from their crypto wallet balance and earn cashback rewards. Operating in Georgia, ranked third globally for per-capita crypto adoption by Chainalysis in 2025, Cryptal provides a regulated, locally relevant bridge between traditional banking and digital assets. It holds Lithuanian FCIS authorization and maintains ISO 27001 and CCSS compliance standards. The exchange's native support for Georgian Lari — including free GEL wire deposits and GEL-denominated withdrawals — makes it one of the few licensed platforms worldwide offering institutional-grade fiat access to crypto via a currency used by fewer than four million people.

Cropty brings a social payment layer to crypto transfers through @CroptyTag, a system that lets users send funds to a username, email address, or phone number rather than a raw blockchain address. Transfers between Cropty accounts are instant and carry no fee, removing the friction of address management common to on-chain transactions. Solana is one of nine natively supported chains, and SOL transfers within the platform settle immediately at zero cost to the sender. Beyond peer-to-peer transfers, Cropty integrates fiat on and off ramps through credit and debit cards, Apple Pay, Google Pay, and bank transfers, making it straightforward for new users to enter the Solana ecosystem. A donations feature allows users to create fundraising links and collect crypto contributions with no platform fee, serving nonprofits, content creators, and individual campaigns. The platform provides 24/7 live customer support in 23 languages, broadening its reach as a payment tool across a global and linguistically diverse user base.

Uniwire, formerly known as CryptoChill, is an enterprise-grade cryptocurrency and Lightning Network payment gateway founded in 2018 and incorporated as Uniwire AG in Zug, Switzerland. The platform handles an average daily volume of approximately five million dollars and targets businesses that need institutional-grade infrastructure for accepting and managing digital asset payments at scale. Integration options include a REST API, a JavaScript SDK, a WooCommerce plugin, and pre-built connections to third-party cashier platforms used by iGaming and fintech operators. Target verticals span online gaming, forex brokerage, e-commerce, Web3 applications, escrow platforms, real estate settlement, and luxury retail. A white-label program launched in February 2025 allows payment providers, neo-banks, and fintechs to deploy a fully branded gateway powered by Uniwire's backend, including custom domain support and access to the full feature set. The platform underwent a strategic rebrand from CryptoChill to Uniwire in April 2025, with all legacy URLs automatically redirecting to preserve existing integrations. Multi-chain support spans Bitcoin, Ethereum, Solana, Litecoin, Dogecoin, XRP, Tron, and tokens across Binance Smart Chain, Polygon, Arbitrum, Base, Celo, and the Liquid Network sidechain, covering the stablecoin rails and major settlement assets most businesses require.

Loofta is a Solana-based crypto payment platform that lets senders transfer USDC or any of 150-plus supported tokens to a recipient identified only by an email address or social handle — including X, Telegram, GitHub, and Discord usernames. Recipients need no existing wallet or Solana account; they receive a claim link and choose to hold digital assets or cash out directly to a bank account in USD, EUR, GBP, or JPY. Standard transfers are free and gasless, with Loofta taking no cut from ordinary payments. Multi-send functionality supports up to ten recipients in a single transaction, making Loofta practical for bounty payouts, hackathon prizes, and community rewards. An open-source React SDK lets developers embed Loofta's payment checkout into any web application, and a dedicated Agent Skills layer allows AI systems to disburse payments programmatically — extending the platform beyond peer-to-peer use into merchant checkout and autonomous agent payments. Cross-chain inflows from Ethereum, Base, Arbitrum, Polygon, and NEAR are supported, with all settlement occurring on Solana mainnet.

BYDFi added tokenized traditional finance instruments in 2026, allowing users to trade tokenized equities including Apple, Tesla, Amazon, and Microsoft shares alongside forex currency pairs and commodities such as gold, all settled in USDT with zero trading fees. This extends the exchange product line into conventional asset classes without requiring a separate brokerage account. The platform holds regulatory registrations in the United States via FinCEN, Canada via FINTRAC, and Singapore via ACRA, providing a compliance foundation for its TradFi expansion. Operating across 190 or more countries with an optional KYC model that permits meaningful trading volume at lower verification tiers, BYDFi offers broad international access to tokenized traditional markets for users who may lack access to conventional brokerage platforms.

OK Exchange provides a practical fiat-to-crypto payment gateway for Iranian users, accepting Iranian Rial deposits and offering zero-fee withdrawal conversions back to Rial — a significant differentiator in a market where international exchanges are blocked by sanctions. The platform's Quick Exchange (Fast Swap) feature enables OTC-style instant conversions between major cryptocurrencies without requiring users to place limit or market orders, reducing friction for less experienced participants who need simple, fast crypto transactions. Persian-language customer support available around the clock and dedicated iOS and Android applications further ease access to the crypto payment corridor for the local population. On the on-chain side, OK Exchange supports deposits and withdrawals across multiple blockchain networks including Bitcoin, Ethereum, Solana, and Tron, allowing users to transact directly on-chain and bridge between Iran's local banking infrastructure and global digital asset networks. This multi-network custody capability, combined with the Rial on/off-ramp and zero fiat withdrawal fees, makes OK Exchange a functional payment layer for Iranian retail users navigating a highly constrained financial environment. The platform's eight-year operational track record underscores its sustained role as an accessible payments bridge in a region largely cut off from mainstream financial infrastructure.

xRocketPay is xRocket's merchant payments layer, allowing bots, websites, and Telegram mini-apps to accept cryptocurrency in any supported token with instant settlement. The platform also runs a P2P fiat marketplace with escrow protection, locking funds until both parties confirm completion, with no commission charged to buyers. These two payment rails make xRocket practical crypto payment infrastructure for both consumer-to-consumer and business-to-consumer transactions. All payment activity is accessible without leaving Telegram, reducing friction for both merchants and end users. Built natively inside Telegram, xRocketPay reaches merchants whose customers already use the messenger, removing additional onboarding steps. The Subscriptions SocialFi feature allows channel operators to gate content behind recurring crypto payments, adding digital content monetization to the platform's payment rails. Internal transfers between xRocket users carry zero fees, making small peer-to-peer payments economically viable. The 2025 roadmap includes auto-conversion in xRocketPay, so merchants can receive a preferred currency regardless of what the payer sends.

Slot.win is a cryptocurrency casino launched in 2024, targeting crypto-native gamblers with over 3,000 games spanning slots, live dealer tables, and original in-house titles including Crash, Mines, Dice, Plinko, and Battle. The platform accepts Solana (SOL) directly alongside more than 30 other digital assets, giving SOL holders a route into the casino without conversion. Original games use a provably fair system where a hashed server seed is committed before each round and publicly revealed afterward, enabling players to independently verify that outcomes were not manipulated. The platform holds an Anjouan gaming license and carries a Safety Index of 8.0 from Casino.guru, placing it among the licensed options within the crypto betting and gambling space.

Telbet is a 2025 crypto sportsbook and casino that provides betting markets across conventional sports and esports titles from a single unified account. The integrated sportsbook allows players to place bets using any of eleven supported cryptocurrencies—including Solana (SOL)—without managing separate balances between the casino and sports sections. Onboarding takes under a minute via Telegram's native interface, with pseudonymous accounts requiring no identity verification at sign-up. The platform holds dual offshore gaming licenses from the Anjouan Gaming Board and the Curacao Gaming Control Board. For Solana holders, Telbet represents a direct venue to stake SOL on sports and esports outcomes without converting to fiat currency or bridging to another chain. New users receive a welcome package that includes a 5 USDT free bet on sports, offering a low-friction entry into prediction and sports betting markets. Betting markets share the same wallet-based account used for casino play, making cross-product wagering seamless and requiring no additional deposits or token swaps. While independent reviewers have rated its safety profile below average given its offshore licensing and short operational history, Telbet positions itself as a crypto-native alternative for prediction market participants who prefer pseudonymous, wallet-based access.

Crashino is a cryptocurrency-native casino and sportsbook that offers one of the most comprehensive betting environments accessible with Solana (SOL) deposits. Launched in August 2021 under the banner 'The Home of Crash Gambling,' the platform spans crash games, sports wagering, slots, table games, and live casino — all fundable through 16 supported cryptocurrencies including SOL. The sportsbook, powered by BETBY, covers more than 30 sports categories including football, basketball, tennis, MMA, and dedicated esports markets for Counter-Strike, Dota 2, and League of Legends. Accumulator bettors benefit from a recurring Combi Boost promotion that adds up to 50% in bonus winnings on multi-selection bets. The crash gambling library is Crashino's signature product, featuring more than 30 crash game variants from providers including Spribe, SmartSoft, Turbo Games, Pragmatic Play, and Spearhead Studios. Titles like Aviator, JetX, Spaceman (up to 5,000x multiplier), and AstroBoomers:TURBO! (up to 10,000x) deliver a fast-paced wagering format where players cash out a rising multiplier before a randomized crash terminates the round. Many titles are provably fair, with outcomes independently verifiable through cryptographic hash functions. Solana holders can deposit SOL directly with no casino-side fees beyond network transaction costs, and no mandatory KYC verification is required to play.

OxaPay is a hosted crypto payment gateway that lets merchants and developers accept SOL and 20+ other assets with only an email address—no KYC, no setup fees. Invoices, payment links, donation buttons, and a Telegram bot are available out of the box. The Web3 Pay feature connects Solana wallets directly to invoices for fast, error-free checkout, and a flat 0.4% processing fee can optionally be passed to the payer so merchants receive the full invoiced amount. Auto Convert transforms incoming SOL into USDT automatically, protecting merchants from price volatility. Official plugins for WooCommerce, Easy Digital Downloads, and WHMCS integrate crypto checkout into common platforms in minutes, while a full Merchant API handles invoice creation, payouts, balance checks, and real-time rate retrieval for fully custom implementations. Underpaid Coverage and Mixed Payment support further reduce failed transactions caused by rounding differences or customers lacking a specific coin.

Auras Pay is a non-custodial cryptocurrency payment gateway that routes transactions directly between customer and merchant wallets, eliminating third-party custody at every step. The platform treats Solana as its primary settlement layer, leveraging one-to-two-second confirmation times and near-zero fees to make crypto payments effectively instant at the point of sale. Merchants generate QR-coded payment requests or shareable payment links that work in both in-person retail environments and online checkout flows, with automatic fiat-to-crypto conversion allowing product listings to stay denominated in local currency. The product suite includes a web-based merchant dashboard, an Android POS application designed for cafes, restaurants, and service businesses, and a WooCommerce plugin for WordPress-powered stores. Accepted assets span SOL, BTC, ETH, USDT, and USDC alongside other SPL tokens. Pricing operates on a subscription model with zero per-transaction fees regardless of payment volume, and the platform explicitly avoids holding or managing merchant funds at any point in the transaction flow.

PassimPay is a hosted crypto payment gateway for merchants and e-commerce stores, supporting 74+ cryptocurrencies across 18+ blockchains including Solana. It charges a flat 0.5% processing fee with no subscription costs, and its Automatic Conversion feature swaps incoming payments to a target stablecoin on receipt to eliminate volatility exposure for merchants. The platform self-reports over $4 billion in cumulative transaction volume and 750,000 monthly transactions across 530+ active merchants. Solana is an explicitly supported payment and settlement network, with PassimPay citing its low fees and fast confirmations as key advantages over older Layer 1 networks. Integration options include a documented REST API with webhooks, hosted invoice pages, QR codes, and CMS plugins for WooCommerce, PrestaShop, OpenCart, and Joomla. The Multisender tool handles batch disbursements for payroll or airdrops, and Regular Payments supports recurring scheduled transfers for subscription-based businesses.

INXY Payments is a licensed B2B crypto payment gateway enabling merchants to accept digital assets and receive settlement in stablecoins or fiat via SEPA or SWIFT within one business day. Integration uses a documented REST API requiring no wallet management or blockchain infrastructure. The platform supports 20-plus assets including USDC and EURC on Solana, and fees are advertised below 1% per transaction versus 3%-plus for card networks. INXY supports one-time payments, recurring billing, and webhook-driven confirmation flows through its Accept module. The platform handles address generation, transaction monitoring, real-time conversion, and fiat off-ramp settlement automatically. As of April 2026, INXY processes over $2 billion in annual transaction volume across more than 100 business clients, operating under licenses in the EU, Canada, El Salvador, and Switzerland.

CryptoCloud (rebranded TryBit in June 2026) is a cryptocurrency payment gateway enabling merchants to accept 40+ cryptocurrencies across major blockchains, including Solana. The platform automates the entire payment lifecycle — invoice generation, on-chain monitoring, and settlement — so merchants never need to manage wallet infrastructure directly. Integration options include a REST API with webhook callbacks, a Host2Host server-to-server connection for enterprise volumes, embeddable HTML widgets, and a WordPress WooCommerce plugin. An automatic stablecoin conversion feature settles all incoming payments as USDT regardless of whichever asset the customer chooses to send. On Solana, CryptoCloud supports SOL, USDT, USDC, PYUSD, and TRUMP, benefiting from the network's low transaction costs and fast confirmation times that are well suited to payment applications. The service fee starts at 0.4% per transaction with free account creation, withdrawals reach external wallets within 30 minutes, and bulk payouts are available via API. Targeting online stores, SaaS platforms, subscription services, online schools, and Telegram bots, the platform handles multi-network complexity centrally and presents a unified dashboard regardless of which blockchain a customer pays on — reporting 99.9% uptime over its first five years of operation.

CryptAPI is a non-custodial cryptocurrency payment gateway that enables merchants, developers, and e-commerce operators to accept digital currency payments directly into their own wallets. Using a forwarding model, the platform generates a unique one-time deposit address per transaction, detects the on-chain payment, deducts its fee, and instantly forwards the remainder to the merchant's wallet — no settlement delay and no CryptAPI-held balance. This design means merchants retain full control of their private keys at all times, with funds never pooled in a centralized reserve that could be compromised. The platform supports over 90 cryptocurrencies across 11 blockchain networks including Solana, Bitcoin, Ethereum, and multiple EVM-compatible chains such as Arbitrum One, Polygon, Base, and Optimism. Fees are volume-tiered, starting at 1% for merchants processing up to $5,000 monthly and stepping down to 0.25% at $10 million or more, with no monthly subscription fees or setup costs. E-commerce plugins for WooCommerce, Magento, OpenCart, and PrestaShop make rapid deployment possible, while a REST API with PHP and Python libraries serves custom integration needs. CryptAPI has been in continuous operation since 2018, making it one of the longer-running non-custodial payment processors in this space.

KYD Labs converts live event tickets into on-chain real-world assets on Solana, enabling venues to use future ticket revenue as collateral for upfront financing. The TIX protocol — launched at Solana Breakpoint in December 2025 — frames each ticket as a programmable financial instrument tied to verifiable event revenue, making tickets functional RWAs rather than digital collectibles or simple barcodes. With over $2 million in venue financing originated at zero defaults, the model demonstrates real-world traction in a tangible, high-volume industry. This positions KYD Labs among the most operationally grounded RWA implementations in the Solana ecosystem. The platform separates the financing function from the ticketing function, creating a permissionless, multi-lender market for event capital. Liquidity providers earn yields backed by actual venue revenue, while venues escape the exclusivity arrangements that have historically bound them to major ticketing incumbents. Smart contracts govern all financing terms and settlement, replacing informal agreements with auditable, on-chain logic. The planned $KYD capital token would expand broader participation in this venue financing market, completing the platform's economic loop around real-world event revenue.

AllTrust.me is a licensed cryptocurrency exchange based in Georgia, enabling instant fiat-to-crypto purchases through both an online platform and physical exchange points in Tbilisi, Batumi, and Tbilisi International Airport. Customers pay with Georgian Lari or US dollars via Visa, Mastercard, Apple Pay, or Google Pay, completing transactions in seconds. The platform integrates with TBC Bank and Bank of Georgia for direct account top-ups, making crypto purchases frictionless for Georgian residents. Operating under a Virtual Asset Service Provider license from the National Bank of Georgia, AllTrust.me enforces AML and KYC compliance, making it one of the few formally regulated on-ramp and off-ramp services in the South Caucasus. It supports SOL, USDT across six networks, USDC, BTC, ETH, and over a dozen other tokens. A multilingual mobile app in English, Georgian, and Russian serves locals, expats, freelancers, and travelers throughout the region.

Mesh is a crypto payments infrastructure company that connects over 300 wallets and exchanges into a single payments network, enabling merchants to accept digital assets from virtually any source and settle instantly in stablecoins or local fiat. Its proprietary SmartFunding technology decouples what a buyer pays with from what a seller receives — a customer can pay using SOL, BTC, ETH, or any of 120+ supported tokens while the merchant automatically receives the equivalent in USDC, PYUSD, USDT, or local currency, with no manual conversion required on either side. SmartFunding can even combine up to five separate funding sources into one unified checkout tap, eliminating the asset-mismatch problem that has historically blocked crypto payments at scale. Mesh's two core products — Crypto Payments (a merchant checkout API) and Crypto Deposits (an instant-funding layer for neobanks and exchanges) — reflect a vertically integrated approach to crypto-to-fiat payment rails. Solana is explicitly supported as both a payment input (SOL) and a settlement output (USDC on Solana), making Mesh directly relevant to the Solana ecosystem on both sides of a transaction. Backed by Dragonfly Capital, Paradigm, and Coinbase Ventures and valued at $1 billion following its 2026 Series C, Mesh operates across 100+ countries through platforms that collectively serve over 900 million users, and has earned the Payment Technology Award at the Global FinTech Awards.

Ivorypay is a crypto payment infrastructure platform that enables African merchants to accept stablecoin payments from customers worldwide and automatically convert them to local currencies across 17 countries. Merchants integrate via REST API or no-code tools — QR codes, hosted checkout pages, or payment links — and receive settlement in Naira, Kenyan Shilling, Ghanaian Cedi, South African Rand, and other local currencies directly to bank accounts or mobile money wallets. The platform has processed more than $500 million in total payment volume and serves more than 16,000 merchants, making it one of the largest crypto payment gateways focused on the African market. Ivorypay accepts USDC and USDT as primary settlement assets alongside Bitcoin and Ethereum, with transparent pricing at 1% per transaction for crypto collection (capped at $25) — fees it claims are 90% lower than traditional cross-border processors. The platform eliminates chargebacks by leveraging the irreversibility of on-chain crypto transactions, a meaningful advantage for African e-commerce operators exposed to payment fraud via card networks. In June 2026, Ivorypay became the first company in Africa to launch support for the X402 payment protocol, enabling machine-to-machine stablecoin transactions for AI agents and autonomous applications across multiple blockchains including Solana.

Vent Africa extends cryptocurrency into everyday Nigerian financial life through a suite of real-world payment utilities. The platform lets users purchase Nigerian mobile airtime and data bundles directly with crypto or its vUSD stablecoin without first converting to Naira, covering the major Nigerian carriers. Merchants can open business accounts to accept crypto payments from customers and receive the Naira equivalent credited to a business bank account, broadening crypto adoption into retail and services. The platform's Vent 2.0 update introduced virtual card functionality and expanded bill payment capabilities, widening the range of everyday expenses that can be settled using crypto holdings. Supported assets include Bitcoin, Solana, USDT, USDC, and Binance Coin, and security features such as saved withdrawal addresses guard users against common address-substitution scams. Vent positions itself as a complete crypto payments layer for Nigerian users rather than a single-purpose exchange, with 24/7 customer support and a referral rewards program.

Busha is Africa's first SEC-licensed digital asset exchange, offering regulated crypto payment infrastructure to over one million users in Nigeria and Kenya. Its Spending product line includes a global USD account paired with both virtual and physical Visa debit cards that deliver instant cashback rewards, enabling users to convert and spend crypto holdings in everyday commerce across borders. The platform supports more than 70 digital assets against Nigerian naira and Kenyan shilling fiat pairs, allowing seamless conversion between local currencies and major cryptocurrencies including Bitcoin, Ethereum, Solana, and Tether. Busha Business extends this payment infrastructure to African companies seeking stablecoin-based treasury management and international payment rails, reinforced by a 2026 collaboration with Tether. With 24/7 human customer support and enterprise-grade security, Busha is purpose-built to serve African users navigating volatile local currency environments through compliant, regulated digital asset payments.

Bitybank is a Brazilian crypto-native digital bank that merges cryptocurrency trading with everyday banking, letting users hold Brazilian reais and cryptocurrencies in a single account, transfer funds instantly via Pix, and spend with a prepaid Mastercard earning up to 10% cashback in cryptocurrency. The platform supports Lightning Network for faster Bitcoin payments and handles BRL deposits and withdrawals alongside 150-plus tradeable digital assets, including Solana. The bank is a Circle Alliance partner with USDC infrastructure spanning multiple chains including Solana, and operates Bity Payments — an international digital dollar transfer service designed to avoid Brazil's IOF currency tax. By bundling Pix, crypto cashback, and cross-border transfers into familiar digital banking UX, Bitybank positions itself as a payments gateway for mainstream Brazilian consumers entering the crypto economy.

B2BinPay is a business-focused cryptocurrency payment gateway enabling merchants across e-commerce, gaming, and forex to accept crypto and settle in digital assets or fiat. Founded in 2014, the platform has processed $5.1 billion across 6.7 million transactions for roughly 983 businesses. Each payment generates a unique deposit address, funds are monitored on-chain, and settlement can occur in the received asset, a swapped cryptocurrency, or fiat — all within one interface. Volume-tiered fees of 0.25–0.40% apply with no rolling reserves, removing a common friction point that traditional processors impose. On Solana, B2BinPay accepts SOL, USDT-SOL, and USDC-SOL at average fees of ~$0.00189 per transaction — roughly 900 times cheaper than comparable Ethereum flows. The 2026 DeFi App extends this to non-custodial, multisignature processing for crypto-native businesses that need full on-chain transparency throughout the payment lifecycle. For high-volume e-commerce and gaming operators where per-transaction overhead directly affects unit economics, Solana's throughput combined with B2BinPay's managed infrastructure delivers cost-efficient crypto payment rails at scale.

Choise offered a comprehensive crypto payments stack centered on a Visa-branded debit card accepted at over 42 million merchants and ATMs globally. Operating under the Crypterium brand and licensed through a Lithuanian entity, the platform provided the full range of fiat rails needed for practical everyday use: bank card crypto purchases, peer-to-peer transfers, currency exchange, and fiat on- and off-ramps. The debit card covered the standard Visa acceptance network, making it one of the more broadly accessible crypto spending products available before the platform shutdown. With over 700,000 registered users and approximately 230 million euros in annual turnover for 2021, the payments infrastructure was the operational core on which the wider MetaFi ecosystem was built.

TruYields bridges traditional financial compliance requirements and Solana's onchain yield infrastructure by delivering tokenized real-world asset income streams tailored for regulated institutions. TruBILL brings U.S. Treasury bill yield directly onto Solana, targeting treasury teams and asset managers seeking short-duration, dollar-denominated yield within a regulated wrapper. TruCore provides access to USD yield and tokenized RWA income streams, designed for institutions seeking exposure to tokenized fixed-income instruments without navigating fragmented DeFi interfaces. The platform's compliance architecture underpins every product: KYC/AML gating at the mint/burn interface ensures only approved wallets interact directly with smart contracts, satisfying regulatory requirements for entities that cannot use permissionless protocols. The investor base reinforces the TradFi bridge: SC Ventures (Standard Chartered's venture unit) led a strategic round alongside Laser Digital (Nomura's digital asset subsidiary) and FalconX, reflecting institutional conviction in the compliance-first approach. Smart contracts have been independently audited by Halborn and a Trust Centre provides counterparties with documentation required for due diligence and internal approval processes.

GeCrypto is a licensed over-the-counter cryptocurrency exchange operating from a physical office in Tbilisi, Georgia, offering regulated crypto-to-fiat and fiat-to-crypto conversions for Bitcoin, Ethereum, Solana, USDT, and USDC. Clients visit the office, complete a quick KYC check using a passport or national ID, and exchange crypto for Georgian lari, US dollars, or euros with same-day cash settlement. The platform supports bank transfers to Georgian banks instantly, and international wires via SWIFT, SEPA, or ACH within one to three business days. Since 2023, GeCrypto has completed over 15,000 transactions for more than 10,000 registered clients. GeCrypto holds VASP license number 0018-9404 issued by the National Bank of Georgia, making it one of a small number of formally licensed crypto exchange points in the South Caucasus region. The exchange does not operate an order book or custody wallet — it acts as a regulated intermediary where pricing is agreed before execution and AML documentation is provided on request. Corporate clients receive dedicated account managers, volume pricing, and full documentation packages for accounting compliance. For Solana holders in Georgia, GeCrypto is one of the few licensed venues where SOL can be bought or sold directly for cash.

Crypto.AM is a physical, walk-in cryptocurrency exchange operating from the Citadel Business Center in central Yerevan, Armenia. The service allows customers to buy or sell cryptocurrency in person using cash, without creating an account on any online platform. Transactions follow a three-step process — selecting the exchange direction, providing wallet or payment details, and confirming — and typically complete in under five minutes, with no registration required. The exchange claims support for all major cryptocurrencies at current market rates, though the specific asset list requires direct contact to confirm. A flat $20 commission applies to transactions under $1,000 with no disclosed minimum transaction size, making smaller purchases accessible but proportionately more expensive. Crypto.AM reports over two years of operation and more than 2,000 customer reviews, and is listed in third-party directories as an active participant in Yerevan's OTC crypto market.

Recurrente is a Guatemalan payment platform that lets SMBs across Central America accept card payments, stablecoin transfers, and international remittances through a single dashboard. Merchants collect payments via payment links, POS hardware, an integrated online store, and automated recurring billing with no setup or monthly fees and a flat 4.5% card processing commission. Over 200,000 users including restaurants, retail shops, and professional services rely on the platform as a practical alternative to slow and expensive traditional banking rails. The platform's crypto payment layer supports USDT and USDC on TRC-20, Polygon, ERC-20, and BNB Smart Chain networks, with on-chain confirmation in minutes. Merchants can hold received stablecoins or convert them to Guatemalan quetzals for direct bank deposit, making Recurrente a bridge between card rails and digital-dollar settlement for Central American SMBs.

Tender is an API-first crypto payment gateway enabling merchants to accept, manage, and disburse digital assets across multiple blockchains without maintaining their own infrastructure. The platform covers the full payment lifecycle — from generating payment requests to real-time status callbacks via webhooks — with HMAC cryptographic authentication on every API call and a merchant dashboard surfacing sales volumes, transaction counts, and average transaction sizes in real time. Beyond payment acceptance, Tender layers in asset conversions between supported cryptocurrencies and fiat, with fee calculation endpoints for transparent cost disclosure before committing. An on-ramp service lets customers pay in local fiat and receive crypto directly to their wallet, while USDC serves as the primary settlement asset with fiat payouts processed via bank transfers or Stellar anchor integrations that connect on-chain liquidity to traditional banking rails.

ICPay is a multi-chain crypto payment infrastructure project launched in late 2025, designed to simplify crypto payment integration the way Stripe simplified cards. Its REST API accepts payment intents in USD or token amounts and returns signed transactions, abstracting chain-specific differences across Solana, Internet Computer Protocol, and Base. The platform settles on-chain in under two seconds and charges a flat 0.5% fee, with no chargebacks or geographic restrictions. Beyond standard commerce, ICPay supports the X402 and ATXP agentic payment standards, enabling AI agents to autonomously pay for APIs and digital goods without human approval. Solana integration covers native SOL, USDC as an SPL token, and Phantom and Backpack wallets, with ICPay processing roughly 25% of all X402 transactions on Solana as of mid-2026. No native token is issued; revenue derives solely from the 0.5% processing fee.

Nana Wallet is a full-featured stablecoin payment application that lets users in Africa and the diaspora hold, spend, and cash out US dollar stablecoins through familiar mobile money and banking rails across seven African markets. The app integrates on-ramps from M-Pesa, Airtel Money, MTN MoMo, and Vodafone Cash alongside centralized exchanges like Binance, Coinbase, and OKX, making USDC and USDT as accessible as a standard mobile top-up. Beyond peer-to-peer transfers, Nana enables bill payments via M-Pesa Paybill, Buy Goods, and Send Money directly from a wallet balance without cashing out first, as well as cash-outs to bank accounts and mobile money wallets across Kenya, Nigeria, Ghana, Uganda, Malawi, and DR Congo. Solana serves as one of Nana's primary settlement chains for USDC and USDT, with its sub-cent transaction costs enabling Nana to sponsor all gas fees so users experience payments as entirely free at the protocol layer.

Stableyard is a programmable stablecoin payment infrastructure layer that covers the full payment lifecycle — acceptance, routing, settlement, and reconciliation — through a single integration point. Merchants, fintechs, and developers can accept stablecoins from any wallet on any supported chain and settle in the currency of their choice, whether as on-chain holdings or as fiat via banking partners across 30+ jurisdictions. The platform routes payments across eight or more blockchains including Solana, Ethereum, Polygon, Base, Arbitrum, Optimism, Tron, and Movement, charging a flat 1% transaction fee with no chargeback risk. Payment initiation is flexible — merchants can use a POS terminal, QR code, embeddable checkout widget, or direct API call, with programmable controls for spending limits, multi-sig approvals, automated splits, and one-click refunds enforced in code rather than managed manually.

machines.cash is a virtual card platform that lets cryptocurrency holders spend digital assets anywhere Visa is accepted, including via Apple Pay and Google Pay. The platform accepts nine deposit currencies including SOL, BTC, ETH, Monero, and USDC, all auto-converted to a spendable USD balance. It is designed as a productivity and control layer above existing wallets, not as a bank or custodian. Users can create virtual cards in folders with custom spending limits, recurring-payment caps, and automation rules. Common use cases include subscription isolation — one card per service — and per-vendor budget tracking. A free Hobby tier includes three virtual cards, and cards support tap-to-pay via Apple Wallet or Google Pay.

Myaza provides stablecoin-powered payment infrastructure for Africa, combining a consumer money app with a B2B API that together cover the full payments stack from end-user wallets to merchant point-of-sale. The consumer app gives users a multi-currency wallet holding 21+ African currencies alongside USDC and USDT, with instant cross-border transfers to recipients in 21+ African countries and a complimentary virtual USD card accepted globally. In February 2026, Myaza launched a stablecoin POS device targeting Lagos merchants — it accepts USDC at the counter and settles to naira or stablecoin in under one minute, around the clock, at a few cents per transaction, eliminating the 3-4% card processing fees and multi-day delays that previously burdened international in-person commerce for African small businesses. The B2B infrastructure API lets African fintechs accept stablecoin payments across Solana, Ethereum, Polygon, TRON, and Stellar, generate and manage wallets programmatically, and run point-of-sale sessions for both in-person and online flows. Backed by partnerships with Fincra, Yellow Card, and Bridge, Myaza has processed over $15 million in cumulative transaction volume and serves more than 3,400 businesses across 20+ African nations — reaching that traction entirely through word-of-mouth without paid advertising.

Knit (useknit.io) is a business-grade digital asset payment infrastructure platform that provides the compliance backbone and technical tooling companies need to send, receive, and manage cryptocurrency at scale. Its unified REST API consolidates four core capabilities — Collections for invoice-style one-time payment flows, API Wallets for recurring customer-specific ledgers, a pooled Business Services Wallet as an outbound liquidity source, and programmatic Payouts with IP whitelist enforcement. Knit reports processing over $100 million in transactions and holding more than $8 million in assets under custody since launching in April 2024, with Payment Links enabling businesses to accept digital assets without exposing raw wallet addresses. Targeting businesses, developers, and fintech operators such as exchanges, neobanks, and marketplaces, Knit delivers crypto payment rails without requiring teams to build raw blockchain infrastructure from scratch. Registered with Canada's FINTRAC as a Money Service Business, the platform provides the regulatory standing that institutional customers require when selecting a compliant payment provider. Knit supports six blockchain networks including Tron, Polygon, Base, BSC, and Ethereum, offering both custodial (Business Wallet) and self-custody (Vault Wallet) options, with dual authentication via API keys and OAuth 2.0 for phased enterprise migrations.

Speed is a Bitcoin Lightning Network payments infrastructure company offering both a consumer wallet and a merchant payment gateway for instant, near-zero-fee transactions in Bitcoin and stablecoins. The platform processes over $1.5 billion in annual payment volume and serves 1.2 million users and businesses across 180+ countries. Speed Wallet handles BTC, USDT on Lightning, USDC, and Tether Gold, while Speed Merchant provides REST APIs, SDKs, and webhooks for business integrations with settlement in under three seconds. Merchants benefit from zero chargeback risk through irreversible Lightning transactions and processing fees up to 90% lower than traditional card networks. The gateway supports payments and payouts across 100+ countries with infrastructure rated at 99.99% uptime. A December 2025 $8 million strategic investment from Tether underscores Speed's position as key infrastructure for real-world commercial payments at scale.

BoundlessPay functions as a full-stack payments application providing everyday spending infrastructure built on stablecoin rails. Users can make payments through virtual USD Visa or Mastercard cards that work anywhere those networks are accepted, online or in-store, with the stablecoin balance held behind the card remaining invisible to merchants. The platform also handles utility payments including mobile airtime and data top-ups, enabling users to manage routine spending alongside international transfers in a single interface. Currency swap functionality within the app allows users to move between local currencies and stablecoin balances on demand. Virtual USD-denominated account balances give users a dollar savings product without requiring a US bank relationship, extending the platform's utility beyond one-time payments toward ongoing financial management. Launched initially in Nigeria where demand for dollar-adjacent products has risen sharply with naira depreciation, the platform targets users who need a reliable spending layer in markets where traditional card infrastructure or stable fiat access is inconsistent.

Trillion Digital operates a multi-jurisdictional settlement network spanning 180+ countries with T+0 settlement support across 20+ fiat currencies, using stablecoins as settlement rails for cross-border transactions. The Miami entity settles in USD, CAD, MXN, BRL, COP, and ARS, while the Zug subsidiary handles EUR, GBP, CHF, AUD, SGD, HKD, JPY, and 11 additional currencies. This dual-region infrastructure allows institutional counterparties to transact across fiat and digital asset rails simultaneously. The stablecoin liquidity business provides on-demand institutional access to stablecoin markets, including deliverable FX using stablecoins as settlement rails. Partnerships with Borderless.xyz and Checker in 2025 expanded its global stablecoin payment and settlement reach, while Circle Alliance Program membership deepens USDC settlement capabilities relevant to institutional cross-border payments connected to the Solana ecosystem.

Amulets is a self-custodial fintech application on Solana that enables users to spend stablecoins at any of the more than 150 million Visa-accepting merchants worldwide, including via Apple Pay and Google Pay. The product pairs a non-custodial crypto wallet with a virtual Visa card, allowing USDC and USDT balances held on Solana to fund real-world purchases at the point of sale without any conversion to fiat through a traditional exchange or bank account. Users retain their private keys at all times, and the card draws on balances the user directly controls rather than a custodial float. Launched in early access in March 2026, Amulets removes common friction points from the payment experience: no monthly maintenance fee, no issuance fee, no foreign exchange fee on USD-denominated purchases, and no ATM withdrawal fee. The app additionally runs a cashback program called Cryptoback, paying up to 5% back in SOL on eligible card purchases. Built on Solana's sub-second finality and near-zero transaction costs, the product targets international users who want to bridge their on-chain stablecoin holdings to everyday real-world spending without a bank account.

Bullring Finance is a programmable global settlement API that enables businesses to collect local currency payments from payers, move value across borders in under one minute via stablecoin rails, and distribute to recipients in their local currency — all within a single unified interface. The platform supports major payment methods including ACH, PIX, SEPA, Faster Payments, and mobile money networks across Africa, with card acceptance for Visa, Mastercard, and local networks. Solana features prominently as a high-throughput, low-cost rail suited to high-frequency corridors and smaller-value transactions where per-transaction fees on slower chains would erode margins. USDC and USDT serve as the settlement tokens, dynamically routed across Solana, Ethereum, Celo, Polygon, Stellar, and Base. Clients interact entirely in fiat — crypto complexity is invisible to both payer and recipient — making Bullring a turnkey stablecoin payments layer for exporters, importers, OTC desks, global payroll operations, and embedded fintech applications. Volume-based pricing starts at 0.1% per transaction with no prefunding required, and the platform includes a real-time dashboard for multi-currency virtual accounts, treasury visibility, and liquidity monitoring. Published clients include SUPA, Bluum Finance, Cray Finance, DominiPay, Vector, and Vesicash, reflecting Bullring's positioning as B2B payment infrastructure rather than a consumer-facing product.

AstraBanq provides crypto payment infrastructure for businesses and individuals, enabling seamless acceptance and processing of digital asset payments including SOL and Solana-native tokens. The platform is designed to bridge the gap between blockchain-native payment flows and real-world commerce, offering merchants a straightforward way to integrate crypto payment acceptance without requiring deep technical expertise in blockchain development. The platform supports multiple cryptocurrencies and is structured to handle the settlement and conversion requirements that businesses face when accepting crypto payments at scale. By building on Solana's fast and low-cost transaction infrastructure, AstraBanq positions itself as a practical payments layer for businesses looking to capture the growing population of users who prefer to transact in digital assets.