Mercuryo

Mercuryo is a global crypto payment infrastructure company providing fiat on-ramp, virtual card spending, and B2B payment gateway products to retail users and the platforms that serve them. Founded in 2018 and licensed as an FCA-regulated e-money institution in the UK, the company serves over 12 million KYC'd users across 150+ countries and has processed more than $2 billion in transaction volume through a partner network of 500+ companies including MetaMask, Trust Wallet, Ledger, Binance, Coinbase, Bybit, Trezor, and 1inch.

Products

On-Ramp is Mercuryo's core fiat-to-crypto gateway, supporting purchases of 70+ cryptocurrencies including Solana (SOL) via credit card, debit card, bank transfer, and Apple Pay (added February 2026). It integrates with major wallets and exchanges through a white-label API and embeddable widget, allowing platforms to offer their users a native fiat-to-crypto purchase experience without building exchange infrastructure.

Spend (Mercuryo Virtual Card) connects crypto wallets to the Mastercard network, enabling users to spend cryptocurrency at any of 90 million Mastercard-accepting merchants globally without pre-converting. The card was launched with direct Solana wallet integration, making it one of the first products to let Solana wallet holders spend SOL and SPL assets at mainstream merchant point-of-sale and online checkout without bridging to another network. The card functions through a real-time conversion layer that converts the user's crypto balance at the moment of purchase.

Mercuryo Pay is the merchant-facing payment acceptance product, allowing businesses to accept crypto payments from customers across all supported networks and assets.

Solana Integration

Mercuryo's Spend card specifically targeted Solana wallet users at launch. Coverage was confirmed in reporting by Solana-specific media outlets, describing the Spend card as providing "direct integration with Solana wallets" and connecting them to 90 million Mastercard acceptance points. For Solana ecosystem participants, this represents a pathway to spend on-chain assets at physical and online merchants without incurring DEX swap fees or cross-chain conversion steps.

Regulatory and Compliance Status

Mercuryo holds an FCA Electronic Money Institution (EMI) registration in the UK under Monetley Ltd (reference 900921). The company also holds a US Money Services Business (MSB) license. In April 2026, Mercuryo achieved ISO 27001:2022 certification for its information security management systems, joining its existing compliance posture.

Recent Partnerships

• Visa Direct (January 2026): Mercuryo integrated Visa's push payment rails for instant payouts to Visa debit cards.
• Apple Pay (February 2026): Mercuryo added Apple Pay as a payment method across its on-ramp products.
• BitMEX off-ramp (April 2026): Mercuryo became the off-ramp provider for BitMEX, allowing BitMEX users to convert crypto to fiat through Mercuryo's rails.
• Coinme US expansion (December 2025): Mercuryo partnered with Coinme to expand stablecoin-to-cash ATM access across the United States.

Scale

As of mid-2026, Mercuryo reports 12 million+ KYC'd users, 500+ business partners, 150+ countries of operation, 70+ supported cryptocurrencies, and $2 billion+ in total transaction volume processed.