Crypto Payment Solutions
Solana's lightning-fast transactions and minimal fees have made it a go-to blockchain for crypto payments and financial transactions. Whether you're looking to send money across borders, make everyday purchases, or handle business transactions, Solana's ecosystem offers a variety of user-friendly payment solutions. These decentralized applications (dApps) are revolutionizing how we think about money transfers, digital payments, and merchant services.
In this curated list, we'll explore the top payment applications built on Solana that enable seamless crypto transactions. From point-of-sale systems to peer-to-peer payment platforms, these apps combine the speed of traditional payment methods with the security and transparency of blockchain technology. Let's dive into the tools that are making crypto payments more accessible and practical than ever before.
Top Crypto Payments & Transactions projects
219 projects · ranked by 24h on-chain users
Exodus
Exodus Wallet excels in the cryptocurrency payments space by providing users with comprehensive tools for managing and executing transactions on the Solana network. Their integration with Solana's high-speed infrastructure enables near-instant transfers with minimal fees, while their intuitive interface simplifies the process of sending and receiving both SOL and SPL tokens. The wallet's built-in exchange feature processes millions in monthly volume, allowing users to seamlessly swap between hundreds of tokens directly within the wallet interface.The platform's payment capabilities extend beyond basic transfers, offering advanced features like batch transactions, custom fee settings, and detailed transaction monitoring. Their robust security architecture ensures safe transaction processing, while their multi-platform support enables users to manage payments across desktop, mobile, and browser environments. The wallet's integration with hardware security devices provides additional protection for high-value transactions, making it suitable for both personal and business payment needs.
StablR
StablR revolutionizes crypto payments on Solana through their regulated euro (EURR) and dollar (USDR) stablecoins, enabling fast, compliant cross-border transactions with near-instant settlement and minimal fees. Their EMI license and MiCA compliance ensure that all transactions meet regulatory requirements, while their integration with Solana's high-speed infrastructure provides exceptional transaction throughput and cost efficiency.The platform offers comprehensive payment solutions for both institutional and retail users, including advanced treasury management tools, batch processing capabilities, and detailed reporting features. Their multi-chain approach allows for seamless interoperability between different blockchain ecosystems, while maintaining the highest standards of security and compliance. StablR's partnership with Tether and integration with major trading platforms ensures robust liquidity and widespread accessibility for payment processing.
Bitvavo
Bitvavo has integrated Solana Pay to provide merchants and users with seamless payment solutions using USDC on the Solana network. The platform supports various European payment methods, including free SEPA transfers, making it easy for users to move between fiat and crypto payments systems with minimal friction.As a regulated payment service provider, Bitvavo ensures compliance with European financial regulations while facilitating fast and secure transactions. The platform's payment infrastructure includes support for instant purchases using credit/debit cards, direct bank transfers, and cryptocurrency transfers, all backed by institutional-grade security measures and the platform's €100,000 account guarantee program. Merchants can benefit from reduced transaction fees compared to traditional payment processors while gaining access to the growing Solana ecosystem.
RedotPay
RedotPay stands out as a comprehensive crypto payment solution on Solana, enabling users to spend their digital assets at over 44 million merchants worldwide through virtual and physical VISA cards. The platform's seamless integration with Solana's high-performance blockchain ensures near-instant settlement times and minimal transaction fees, while supporting multiple cryptocurrencies including SOL and SPL tokens for everyday purchases.The platform's sophisticated payment infrastructure includes real-time conversion capabilities, automated transaction monitoring, and robust security measures including multi-factor authentication and customizable spending limits. With over 3 million users globally, RedotPay has established itself as a bridge between digital assets and traditional commerce, offering features like instant virtual card issuance, tiered card benefits, and comprehensive mobile app functionality for managing both crypto and fiat transactions.
Neur
Neur transforms the way users execute transactions on Solana by providing an AI-powered interface that handles complex payment operations through simple natural language commands. The platform processes thousands of transactions daily, optimizing for factors like gas fees, slippage, and price impact while integrating with major protocols like Jupiter for the best possible execution rates. Users can easily swap tokens, manage recurring payments, and execute cross-protocol transactions without needing to understand the technical complexities of blockchain operations.The payment processing capabilities extend beyond simple transfers to include advanced features like automated DeFi operations, batch transactions, and smart payment routing. Neur's AI engine continuously monitors network conditions to ensure optimal transaction timing and fee management, while maintaining comprehensive transaction history and analytics for users. The platform's integration with multiple Solana protocols ensures users always get the best rates and fastest confirmation times for their transactions.
Gibwork
As a crypto payment platform on Solana, Gibwork revolutionizes how freelance work is compensated by enabling instant, secure payments in any SPL token. The platform's smart contract-based escrow system ensures safe transaction handling, automatically releasing funds upon completion of predefined milestones while maintaining extremely low transaction costs thanks to Solana's efficient infrastructure. The payment system supports both fixed-price and hourly rate projects, providing flexibility for different work arrangements.The platform's payment architecture integrates seamlessly with various Solana wallets, allowing freelancers to receive compensation directly without intermediary delays or excessive fees. Gibwork's escrow system provides protection for both clients and service providers, while the ability to use any SPL token for payments adds unprecedented flexibility to freelance compensation. The platform's reputation system ties directly to payment history, creating a transparent and verifiable record of successful transactions that helps build trust in the ecosystem.
Phantom
As a payment solution, Phantom provides users with powerful tools for managing cryptocurrency transactions across multiple blockchains. The wallet features built-in token swap functionality with competitive rates through aggregated DEX liquidity, along with fiat on-ramps for easy purchase of crypto assets. Users can seamlessly send and receive tokens with a clean transaction interface that includes detailed fee estimates and transaction simulation.The wallet's multi-chain support enables cross-chain transactions where supported by bridge protocols, while maintaining consistent UX patterns to prevent common mistakes. Advanced features like transaction scheduling, address book management, and detailed activity history make it an excellent choice for users who frequently engage in crypto payments and transfers. The wallet also implements robust security measures for transactions, including mandatory confirmations and clear warning systems for suspicious activities.
Sling
Sling Money represents a breakthrough in crypto payment solutions, offering a seamless bridge between traditional financial systems and blockchain technology. The platform enables users to make instant payments using local currencies, which are automatically converted to USDP stablecoins for settlement on the Solana blockchain, providing near-zero fee transactions with immediate finality. This innovative approach allows users to benefit from blockchain efficiency while interacting with familiar payment methods and currencies.The platform's sophisticated integration with local payment infrastructure, combined with its messaging-based payment features, makes it particularly effective for both peer-to-peer and business transactions. Sling's self-custodial architecture ensures users maintain control over their funds while enjoying the convenience of traditional payment apps, and its robust compliance framework makes it suitable for regulated payment activities across multiple jurisdictions. The platform's success in securing significant institutional backing, including a $15M Series A round, demonstrates its potential to reshape the crypto payment landscape.
PIP
PIP stands out as a comprehensive payment solution on Solana, offering seamless cryptocurrency transactions across multiple social media platforms and websites. Through its Social Pay browser extension and PIP.ME profiles, users can easily send and receive payments using user-friendly PIP tags instead of complex wallet addresses, making crypto payments as simple as social media interactions.The platform supports various payment methods including direct transfers, payment buttons, and professional invoicing systems. With its cross-chain compatibility spanning Solana, Ethereum, and other major networks, PIP provides businesses and individuals with robust payment infrastructure that includes escrow services, transaction tracking, and advanced security features. The platform's reward farming mechanism incentivizes active usage, while its latest Peer platform extends functionality to mobile payments and financial inclusion initiatives.
Code
Code Wallet is revolutionizing crypto payments on Solana by enabling instant, low-cost transactions starting from just $0.05. The platform leverages Solana's high-performance blockchain to facilitate real-time settlement of payments with sub-second confirmation times, making it ideal for both peer-to-peer transfers and merchant transactions. Its innovative approach to privacy through zero-knowledge proofs ensures transaction details remain confidential while maintaining regulatory compliance.The wallet's user-friendly interface and intuitive design make crypto payments accessible to mainstream users, featuring easy onboarding through their mobile app and simple payment mechanisms using usernames or QR codes. For merchants and content creators, Code provides comprehensive tools for payment acceptance, including API integration options and web monetization features that enable new business models around micro-transactions and streaming payments. The platform's focus on security is evident in its implementation of biometric authentication and encrypted backups, making it a trusted solution for everyday digital transactions.
Vodra
Vodra delivers a comprehensive crypto payment solution on Solana designed specifically for content creator transactions and advertising payments. The platform processes both traditional audience support mechanisms like tips and subscriptions, as well as automated advertising revenue distribution through its blockchain-based payment infrastructure. The system's architecture ensures near-instant settlement of payments with minimal fees.What sets Vodra apart in the payments space is its ability to handle complex revenue sharing models and multi-party transactions common in content creation. The platform automatically calculates and distributes earnings between creators, platforms, and advertising partners through smart contracts. Furthermore, its cross-platform payment system allows creators to consolidate earnings from multiple sources into a single dashboard, with built-in features for tax reporting and earnings analytics.
Layerswap
As a crypto payment and transaction platform, Layerswap Bridge revolutionizes how users move assets between centralized exchanges and blockchain networks on Solana. The platform's primary strength lies in its ability to facilitate quick, secure transactions with minimal steps, effectively bridging the gap between traditional centralized finance and decentralized networks.The platform's payment infrastructure is built to handle complex cross-platform transactions while maintaining competitive fees and fast processing times. Their integration with multiple centralized exchanges enables users to initiate transfers directly from exchange accounts, eliminating the need for multiple transactions or manual bridging steps. This streamlined approach, combined with their robust security measures and transparent fee structure, makes Layerswap a go-to solution for users looking to efficiently manage their crypto transactions across different platforms.
Sleeper Bot
As a crypto payment platform, Sleeperbot Precious Metals Store showcases the practical application of Solana Pay for high-value physical goods transactions. The platform processes cryptocurrency payments efficiently and securely, leveraging Solana's fast transaction speeds and low fees to enable seamless purchases of precious metals. The integration demonstrates how traditional precious metals commerce can be modernized through blockchain payment infrastructure.The payment system handles both small and large transactions with equal efficiency, offering instant settlement and confirmation of purchases. Security measures are implemented at every step of the transaction process, from initial payment through to delivery confirmation. The platform also maintains detailed transaction records and payment histories, allowing customers to track their purchase history and manage their precious metals portfolio effectively.
TND Payments
TND SafePay is revolutionizing the crypto payment landscape on Solana with its innovative NFC-enabled mobile payment solution. The app allows users to make instant, contactless crypto payments by simply tapping their phones together, eliminating the need for complex wallet addresses or QR code scanning. This seamless approach makes crypto transactions as simple as traditional contactless payments while maintaining the security and speed of the Solana blockchain.The companion TND Crypto Card provides a critical backup solution for when phone batteries are depleted, ensuring users always have access to their crypto funds for payments. The integration between the mobile app and card creates a comprehensive payment ecosystem that bridges the gap between digital assets and real-world transactions, making crypto payments more accessible and practical for everyday use.
Agora Finance
Agora Finance's AUSD stablecoin is designed to function as money: liquid, predictable, and suitable for payments, settlements, and cross-border transfers. The Instant Liquidity feature enables atomic minting of AUSD against USDC or USDT with no slippage at the minting layer, giving businesses and integrators direct access to payment-ready stablecoins. A public API exposes minting, redemption, account management, and transaction monitoring programmatically so businesses can embed payment and treasury infrastructure into their own products. Over 45 billion in total asset transfer volume positions AUSD as active payment infrastructure rather than a speculative asset. The Stablecoin 3.0 model rewards wallets, exchanges, and fintech integrators with a share of reserve yield, creating distribution incentives tied to payment adoption. Businesses can also launch white-labeled stablecoins on Agora's infrastructure in as little as a day, inheriting the same compliance and attestation framework as AUSD for custom branded payment tokens.
Coinbase Developer Platform
Coinbase's Onramp and Offramp APIs represent a significant advancement in crypto payment infrastructure, offering seamless fiat-to-crypto and crypto-to-fiat conversion capabilities. These tools enable developers to build applications that can easily process cryptocurrency transactions and handle conversions between traditional and digital currencies, making it an essential solution for businesses looking to integrate crypto payments.The platform provides robust security measures and compliance features, ensuring that all transactions meet regulatory requirements while maintaining high performance. Their APIs support multiple currencies and payment methods, allowing businesses to offer flexible payment options to their customers. The integration process is streamlined with comprehensive documentation and support, making it accessible for both small businesses and large enterprises looking to implement crypto payment solutions.
Quartz
As a crypto payment solution, Quartz's Self-Custody Card revolutionizes how users can spend their crypto holdings in the real world. Rather than converting crypto assets directly to fiat, the platform utilizes a unique DeFi lending mechanism that allows users to maintain their crypto positions while accessing spending power through loans, which can be used anywhere traditional payment cards are accepted.The platform seamlessly integrates with traditional payment networks while leveraging Solana's DeFi infrastructure. Users can tap their card or initiate bank transfers, with the system automatically managing the underlying DeFi loans that power these transactions. This creates a smooth, friction-free payment experience that combines the benefits of crypto asset ownership with the convenience of traditional payment methods.
JusTX
JusTX revolutionizes the way users handle crypto payments and transactions on Solana through its conversational AI interface. Unlike traditional payment platforms that require users to input complex wallet addresses and transaction details manually, JusTX allows users to simply describe their payment intentions in natural language, with AI agents handling the technical execution.The platform's autonomous agents can process payment requests, verify transaction details, and execute transfers while maintaining a conversational flow that feels natural to users. This innovative approach significantly reduces the friction in crypto payments, making it especially valuable for users who might be intimidated by traditional crypto interfaces. The system can handle various payment scenarios, from simple peer-to-peer transfers to more complex payment arrangements, all while maintaining robust security measures and transaction verification processes.
Bando
Bando stands out as a comprehensive crypto payment platform on Solana, enabling users to seamlessly purchase real-world goods and services using their digital assets. Through its Widget integration and Fulfiller API, Bando provides merchants and developers with the tools needed to accept crypto payments while ensuring reliable delivery of products through their verified fulfillment network. The protocol supports multiple payment tokens and offers near-instant settlement on Solana's high-performance network.The platform's focus on real-world utility sets it apart in the payments space, with support for gift cards, mobile airtime, bill payments, and digital goods. Bando's security measures, including smart contract audits and multi-signature requirements, ensure safe transactions, while their cross-chain compatibility allows for flexible payment options. Their cost-effective infrastructure leverages Solana's low transaction fees to provide an economical solution for both merchants and consumers.
Ascend
Ascend App introduces an innovative payment and transaction system on Solana, utilizing smart contracts to manage challenge stakes and reward distributions. Users can stake funds as commitment devices for their chosen habits, with the platform automatically handling the distribution of rewards based on verified challenge completion. The payment infrastructure ensures transparent and automated handling of financial incentives.The platform leverages Solana's high-speed, low-cost transaction capabilities to manage micro-transactions related to challenge completion and reward distribution. Smart contracts automatically execute payments based on verified challenge completion, ensuring fair and transparent distribution of staked funds. The system supports both individual stakes and group challenge pools, with automated distribution mechanisms handling complex payment scenarios. The integration of blockchain-based payments adds a layer of trust and automation to the habit-forming process, while maintaining full transparency of all financial transactions.
Zebec Network
Zebec stands out as a pioneering payment infrastructure on Solana, offering real-time streaming payments and comprehensive transaction solutions. Their suite of products, including the Zebec Protocol SDK and ZePIN point-of-sale devices, enables merchants and businesses to seamlessly process cryptocurrency transactions in retail environments.The platform's WageLink application demonstrates particular strength in handling cross-border remittances and USDC payroll, while their Zebec Cards program, backed by Mastercard, allows users to spend cryptocurrency as fiat currency. This integration of traditional payment rails with blockchain technology makes Zebec a compelling choice for businesses looking to modernize their payment systems.
Vala
Vala revolutionizes crypto payments by integrating transaction capabilities directly into a social media environment. Users can send and receive crypto payments while engaging with content, creating a seamless fusion of social interaction and financial transactions. The platform's payment infrastructure supports cross-chain transactions, enabling users to transact with multiple cryptocurrencies without switching between applications.The social context of payments adds a new dimension to crypto transactions, allowing users to attach messages, content, or context to their payments. This social-first approach to payments makes cryptocurrency transactions more accessible and engaging for mainstream users, while the platform's robust backend ensures secure and efficient processing of all transactions.
Mean Finance
Token Streaming revolutionizes crypto payments on Solana by enabling continuous, real-time token transfers based on time-locked parameters. The protocol's innovative approach allows for automated salary payments, subscription services, and token vesting schedules that execute seamlessly without manual intervention.This payment solution stands out for its ability to handle complex payment scenarios like recurring subscriptions, employee compensation, and token distribution schedules. The platform's architecture ensures precise time-based transfers while maintaining transaction efficiency and low costs characteristic of the Solana network. Token Streaming also includes features for payment monitoring, schedule adjustments, and detailed reporting to track all streaming transactions.
Bitget
Bitget's payment and transaction infrastructure enables seamless cryptocurrency operations across multiple chains and fiat currencies. The platform has implemented comprehensive payment rails that support over 100 blockchain networks and facilitate instant conversions between cryptocurrencies and traditional currencies.The system's multi-chain wallet architecture processes transactions with military-grade security protocols while maintaining high throughput for large-scale operations. Their payment infrastructure includes advanced features like recurring payments, batch processing capabilities, and detailed transaction tracking across multiple networks. The platform's fiat gateway integration allows users to easily move between traditional and crypto financial systems, making it a versatile solution for both retail and institutional payment needs.
Kulipa
Kulipa Card Issuance API stands out as a comprehensive payment solution on Solana, bridging the gap between crypto and traditional payment systems. The platform enables crypto wallets to issue branded debit cards that allow users to spend their stablecoins directly from self-custodial wallets, eliminating the need for traditional off-ramping processes. With built-in support for Apple Pay and Google Pay, users can seamlessly make mobile payments using their crypto assets.The platform's transaction processing capabilities are enhanced by zero-knowledge technology, ensuring secure and cost-effective transactions. The API includes robust KYC verification integration and comprehensive administration dashboards, making it a complete solution for wallet providers looking to offer card services. Their multi-blockchain support and focus on stablecoin transactions makes them particularly valuable for everyday payment scenarios.
Onramp Money
Onramp Money stands out as a comprehensive fiat-to-crypto payment solution on Solana, enabling seamless transactions between traditional currencies and digital assets. The platform provides both direct consumer interfaces and API integration options for businesses, supporting multiple payment methods across different regions to facilitate easy crypto purchases. The infrastructure handles all the complex compliance requirements while maintaining a user-friendly experience.The platform's payment processing capabilities include robust KYC/AML protocols while offering competitive conversion rates and fast settlement times. Users can easily connect their preferred payment methods, from bank transfers to credit cards, and purchase crypto directly through the platform's web and mobile interfaces. For businesses, the API integration allows them to embed these payment capabilities directly into their own applications, creating a seamless fiat on-ramp experience for their customers.
Ramp
Ramp Network stands out as a leading payment infrastructure solution on Solana, enabling seamless fiat-to-crypto and crypto-to-fiat transactions across 150+ countries. The platform supports multiple payment methods including credit cards, debit cards, and regional payment systems like PIX and SEPA, making it easy for users to purchase SOL and other Solana-based tokens with their local currency. Their document-free KYC verification in select markets significantly reduces friction in the payment process.The platform's instant bank payouts and comprehensive analytics through their Partner Portal make it particularly valuable for Solana projects looking to integrate fiat payment capabilities. With support for 38+ cryptocurrencies and competitive rates, Ramp Network provides a robust solution for businesses seeking to offer their users simple, compliant payment options. Their regulatory compliance with major financial authorities including the FCA, CBI, and FinCEN ensures transactions meet the highest security and regulatory standards.
Retro Bridge
As a payment and transaction platform, Retro Bridge facilitates efficient cross-chain value transfers through its advanced bridging infrastructure. The platform's concentrated liquidity pools ensure reliable transaction processing with predictable fees, making it an ideal solution for users needing to move assets across different blockchain networks. The flat fee structure provides transparency and cost-effectiveness for payment operations.The platform's Advanced Mode introduces sophisticated payment capabilities, allowing users to split and route transactions across multiple destination networks simultaneously. This feature is particularly valuable for businesses and users managing payments across various blockchain ecosystems. The integration of a transaction explorer and comprehensive API enables seamless payment tracking and automated payment processing, while the reward-based faucet system incentivizes platform usage and testing.
Pocket Pay
PocketPay built a full-stack merchant payments suite on Solana, targeting everyday commerce rather than crypto-native traders. The platform combined a non-custodial SPL token wallet, a browser-based point-of-sale system, an Android POS application, and custom payment links into a single merchant-facing product. Transactions settled via Solana Pay, with Pyth Network oracle feeds handling real-time fiat price conversion at checkout — a practical solution for merchants quoting in local currency while accepting crypto. Beyond Solana, PocketPay extended payment acceptance to SUI, BNB Chain, Polygon, Base, Blast, Linea, and Taiko, aiming to meet customers on whichever network they used. The merchant back office included order management and a product catalog modeled on conventional payment processor dashboards, with the explicit goal of abstracting away blockchain complexity. PocketPay was an early entrant in this niche on Solana, demonstrating the concept at the Solana Riptide Hackathon in 2022 before the ecosystem payments layer had fully matured.
Global Dollar Network
Global Dollar Network is built to serve the payments and commerce layer of the digital economy, with USDG designed as a high-compliance stablecoin for merchant integration, settlement infrastructure, and everyday transactions. The network's Accept reward stream directly compensates partners who enable inbound USDG payments or deposits, incentivizing merchants and payment processors to integrate USDG at the acceptance layer. Solana's low per-transaction fees and 24/7 finality make it the chain of choice for GDN's commerce-facing partners, five of which launched alongside USDG's Solana debut in February 2025. Use cases in production include everyday commerce in emerging markets through Orbi in Mexico, card payment infrastructure via Confirmo, and broader payment stacks being built on USDG's regulated, revenue-sharing rails.
Capa
Capa operates an API-first crypto payment platform that enables fintechs, payment companies, and financial institutions to offer crypto on-ramps and off-ramps without building local banking relationships from scratch. Its three transaction modes cover on-ramp deposits from local fiat currencies into stablecoins, off-ramp conversions back to local bank accounts, and cross-ramp fiat-to-fiat transfers that route internally through stablecoin liquidity. The platform connects to local payment systems including SPEI in Mexico, ACH, and SEPA, settling in USDC, USDT, or the yield-bearing USDY token on Solana. All production transactions require KYC or KYB verification, and the REST API supports rate-limited integrations with webhook event delivery and HMAC signature validation. Capa targets same-day settlement with competitive FX rates on USD/MXN and USD/DOP corridors, and new partners can complete onboarding within 24 hours.
Cypherhq
Cypherhq was a self-custody crypto card platform that combined a non-custodial wallet with a Visa Platinum prepaid card, enabling users to spend cryptocurrency at any Visa-accepting merchant worldwide. Unlike custodial crypto card solutions, Cypher users retained ownership of their assets under a personal recovery phrase, with the app converting just enough cryptocurrency to cover each transaction at the point of sale without a pre-loaded company balance. The platform offered two Visa Platinum tiers spanning 150+ countries, with a free Standard plan carrying a $50,000 daily spending limit and a $199/year Premium plan reaching $200,000. Both tiers supported Apple Pay, Google Pay, and ATM withdrawals, and Cypherhq also operated Cypher Business, a B2B product enabling enterprises to issue multi-employee cards, track expenses by category, and access global payouts via SWIFT, ACH, and NEFT transfers.
Nomadz
Nomadz is a Solana-native travel booking aggregator that enables users to pay for accommodation using USDC directly on-chain. The platform aggregates access to over 2.6 million properties worldwide at B2B wholesale rates typically 60% below mainstream booking platforms, with USDC settlement through Solana Pay providing an additional 5% discount over fiat payment alternatives. Full USDC payment support and the B2B pricing model launched with Nomadz V2 in December 2025. Users can also pay via Stripe as a fiat fallback, but the primary payment rail is USDC on Solana. Core integrations include Circle USDC infrastructure and Solana Pay, positioning Nomadz as a crypto-payment layer on top of existing global hospitality inventory rather than a self-contained travel marketplace.
Fin
Fin is a stablecoin payments platform on Solana built for high-value cross-border transfers, from hundreds of thousands to millions of dollars. The company launched as TipLink in 2022 — a tool turning URLs into self-custodial Solana wallets — and rebranded to Fin in December 2025 to pursue institutional cross-border payments. It supports Fin-to-Fin transfers, direct bank account off-ramps, and transfers to external crypto wallets. Fin targets import-export businesses and international merchants that face slow settlement and compounding fees on traditional wire transfers. Solana's sub-second finality and sub-cent transaction costs give the platform a structural cost advantage at scale. The $17 million Series A, led by Pantera Capital with Sequoia Capital and Samsung Next, backs the ambition to build a large-scale global payments app on stablecoin rails.
Bakkt
Bakkt's 2026 acquisition of Distributed Technologies Research and its ION Network placed cross-border stablecoin payments at the center of the company's strategy. The ION Network is a 24/7 digital settlement layer that bypasses correspondent banking by merging regulated compliance with blockchain programmability, letting financial institutions settle globally via stablecoin rails. This pivot repositioned Bakkt from a crypto custody provider to a regulated payments infrastructure company. Bakkt Agent, an AI-native programmable payments product in private beta as of mid-2025, extends this focus by routing global transfers across digital asset rails using AI-driven logic. Together with the ION Network, it positions Bakkt as regulated middleware for stablecoin-powered cross-border transactions. The company serves institutional clients including Longbridge, AscendEX, and BTSE and operates in all U.S. states except New York.
Unlimit Crypto
Unlimit Crypto delivers fiat on- and off-ramp infrastructure for Web3 applications, letting DeFi platforms, NFT marketplaces, and GameFi projects embed payment conversion directly into their user flows. Through a single API with no integration fees, developers gain access to over 1,000 payment methods globally including e-wallets, QR codes, cash, and instant bank transfers, with support for over 200 digital assets including SOL across 170 countries. The off-ramp product converts crypto holdings back to local fiat with near-instant settlement, while on-ramp purchases are designed to complete in a few clicks. For Solana projects targeting users in Latin America, Africa, and Asia-Pacific, Unlimit Crypto removes the need to build payment compliance, fraud detection, and banking relationships from scratch, all handled by underlying fintech infrastructure that has been operating since 2009.
Crypto.com
Crypto.com operates one of the most expansive crypto payment networks in the industry, with Crypto.com Pay accepted at more than 300,000 merchants globally. Recent expansions include Dubai Duty Free, the first Middle East airport retailer to accept Crypto.com Pay, and Emirates Airlines for flight payments. The platform also launched Crypto.com Travel in 2026, an in-app travel booking service powered by Bookit, extending real-world utility of crypto holdings into everyday spending categories. Complementing the merchant network is the Crypto.com Visa Card, a tiered prepaid and credit card offering up to 5 to 6% cashback rewards paid in CRO and accepted anywhere Visa is used globally. Higher card tiers require staking progressively larger amounts of CRO, tying the payment product into the broader Crypto.com ecosystem incentive structure. Together, the merchant network and card product represent a full-stack approach to enabling everyday cryptocurrency payments for a user base of more than 150 million people worldwide.
Reown
Reown operates WalletConnect Pay, a payments infrastructure layer that routes crypto payments from any of the 700-plus integrated wallets to merchants without requiring merchants to integrate each wallet individually. In June 2026, the platform expanded to include Solana, adding SOL, USDC, and USDT as spendable currencies alongside its initial EVM coverage and positioning Solana's native stablecoins as practical spending instruments at merchant point-of-sale. All payments flow through self-custodied wallets, with user funds remaining in wallet custody throughout each transaction rather than passing through a custodial intermediary. AppKit also includes on-ramp services for fiat-to-crypto conversions and a swap interface, giving developers a single SDK that handles the full payment lifecycle from onboarding new users through fiat conversion to executing on-chain transactions. Reown published analysis in July 2026 examining which blockchain networks are best suited for stablecoin deployment, reflecting the company's increasing focus on stablecoin payment infrastructure as a core product direction alongside its wallet connectivity foundation.
Monstrè
Monstrè brings physical-world payments to Solana through NFC-embedded wristbands, cards, and merchandise that connect to Solana Pay without requiring users to have any prior crypto experience. Its crypto cash point model lets customers pay with fiat at a retail counter, receive a whitelist token from the merchant, and have SPL tokens including USDC deposited directly into a non-custodial wallet through a simple QR scan. The wallet is seeded with a small SOL amount to cover future transaction fees, making it immediately functional. This payment infrastructure is designed to serve underbanked populations who lack credit cards or bank accounts, offering a fiat-to-wallet bridge at physical retail locations without requiring exchange registration or KYC. Supported wallets at launch included Phantom and Glow, and the system is built to be white-label and modular, allowing merchants and Web3 projects to deploy Monstrè's Solana Pay-powered infrastructure for their own communities.
Zero Hash
Zero Hash operates as a B2B crypto payments infrastructure provider, enabling financial institutions, fintechs, and payment processors to offer stablecoin settlements, on-ramps, and off-ramps through a single API integration. Its Transact pillar handles the full money-movement stack: stablecoin payins, global payouts, fiat-to-crypto on-ramps, and crypto-to-fiat off-ramps. Partners including Stripe, Visa, and Gusto have embedded Zero Hash's payment rails into their own products to move money faster and at lower cost by routing settlements over blockchain infrastructure. Gusto's January 2026 launch of stablecoin global payroll payouts is a direct example, routing contractor payments as stablecoins through Zero Hash's backend. Revenue is transaction-based, with a blended take rate averaging roughly 0.15% on settled volume across $50 billion in total transaction value.
Orbital
Orbital is a regulated fintech platform providing businesses with a unified gateway for accepting and distributing stablecoins and fiat currencies across global payment rails. Founded in 2017 and licensed in the UK, Gibraltar, Estonia, and Switzerland, it supports USDC and USDT alongside BTC and ETH for pay-ins, with automatic conversion to a preferred settlement currency at the point of receipt. The platform includes embedded payment pages, eInvoicing, and API integration options, enabling merchants and enterprises to accept stablecoin payments without building separate compliance infrastructure. Transaction screening and real-time monitoring are built into the compliance stack at the point of each payment. Orbital processes over $12 billion in annualized transaction volume across more than one million transactions per year. Its payout module supports near-instant stablecoin settlements around the clock, seven days a week, across web platform, API, or batch file upload. USDC on Solana has been natively supported since 2022, positioning Orbital as one of the earlier regulated B2B payment providers to integrate Solana-native stablecoin acceptance into an enterprise payment workflow alongside other major chains.
Coins.ph
Coins.ph is a BSP-regulated e-wallet serving over five million users in the Philippines, with bill payments connected to more than 120 billers across utilities, government services, and financial institutions. Users scan QRPh-standard QR codes to pay at physical merchants, buy mobile load, and send real-time wallet-to-wallet transfers. Merchants access WebPay for online checkout and Skyro for business disbursements, with Bayad and Clear Junction extending bill collection and European payment coverage. On Solana, PHPC adds a regulated blockchain payment rail to this infrastructure. The peso stablecoin is backed one-to-one by Philippine pesos in regulated bank accounts and approved under the BSP Regulatory Sandbox Framework. It provides a compliance-ready path to on-chain peso-denominated transactions and targets over 600,000 QRPh merchants pending final approval of the Sky Mavis integration.
First Digital Labs
First Digital Labs has positioned FDUSD as a payment settlement layer alongside its DeFi use cases, pursuing merchant adoption through an integration with FOMO Pay. The partnership enables on-chain stablecoin payments via both Ethereum and Solana, allowing merchants in FOMO Pay's network to accept and settle FDUSD for real-world transactions. This payment infrastructure targets cross-border remittances and commercial settlements where Solana's throughput profile — transactions settling in milliseconds at fees typically under $0.001 — makes on-chain payment flows economically practical. The reserve structure underpinning FDUSD also aligns with institutional payment requirements. Reserves are held in short-dated US Treasury bills, overnight repurchase agreements, and cash at regulated banking institutions, all custodied by First Digital Trust Limited under Hong Kong's Trust Ordinance with monthly public attestations from Prescient Assurance. First Digital Labs holds ISO 27001, SOC 1, and SOC 2 certifications, reflecting enterprise-grade operational security relevant to payment processors and merchants. The zero minting and redemption fee model reduces friction for payment use cases that require frequent conversion between FDUSD and fiat or other assets.
Banxa
Banxa is a B2B payment infrastructure provider that gives Solana wallets, exchanges, and dApps a hosted fiat on-ramp and off-ramp without requiring them to build their own payment processing or compliance stack. Users pay with credit and debit cards, bank transfers, Apple Pay, Google Pay, PayPal, and Klarna; Banxa handles settlement and delivers SOL or other assets directly to the user's wallet address. The platform covers 180 or more countries and 30 fiat currencies, with partners including Trust Wallet, MetaMask, Kraken, and OKX. Solana applications can integrate Banxa hosted checkout in days through a referral URL, API, or React Native SDK. As a subsidiary of OSL Group since January 2026, Banxa brings institutional backing and an expanded regulated presence to its fiat gateway and payment conversion services across the Solana ecosystem.
rhino.fi
rhino.fi provides enterprise-grade stablecoin payment settlement infrastructure for fintechs, neobanks, card programs, DEX aggregators, and payroll products that need reliable, programmable dollar-on-rails across multiple blockchains. Its Stablecoin Activation Stack covers deposit receipt, cross-chain routing, compliance screening, and automated on-chain execution — enabling businesses to accept stablecoin payments from any of 30+ supported chains and settle them in under ten seconds. A key product for payment use cases is Stablecoin 1:1, launched in March 2026, which guarantees USDC-to-USDT settlement at genuine parity with transparent fixed fees and no hidden spreads. The platform estimates that businesses processing $10 million monthly can lose around $5,000 to hidden conversion costs without such a product. MEV protection on bridge routes and configurable settlement speed tiers further suit high-value, time-sensitive payment flows, and the platform's 99.99% transaction success rate reflects its positioning as production-grade payment infrastructure.
Bridge
Bridge replaces correspondent banking and SWIFT rails with stablecoin settlement, charging approximately 10 basis points plus network fees per transaction versus the 2 to 3 percent cost of traditional cross-border payment infrastructure. The platform operates around the clock, covers virtually every country, and integrates with the Visa network through Stripe Issuing, enabling fintechs and crypto platforms to issue physical or virtual cards that spend directly from stablecoin balances with real-time conversion at the point of sale. Bridge's Orchestration API handles on-ramps, off-ramps, and crypto-to-crypto transfers through a single developer integration, with its stablecoin payment acceptance infrastructure now underpinning Stripe's payment product. By early 2025 Bridge had processed over five billion dollars in annualized payment volume, serving customers including Shopify, Klarna, Chipper Cash, and Bitso.
Sollpay
SollPay enables users to send SOL and SPL tokens to any phone number or email address, removing the need to share or know a wallet address. The Administration Program maintains an on-chain mapping from hashed user identifiers to wallet addresses, making contact-based lookups possible without exposing personal data. If a recipient does not yet have a SollPay wallet, the Wallet Factory Program creates one on-demand and holds the funds until they complete onboarding. This approach brings crypto payment UX closer to fintech applications where the payment target is a contact rather than a cryptographic address. Gasless wallet activation through the Octane relayer removes the barrier of needing SOL upfront, so recipients can claim funds without prior crypto experience. The wallet also supports around-the-clock on-ramp purchases, enabling users to convert to or from fiat directly within the app.
PayGrid
PayGrid is a non-custodial stablecoin payment clearing network built for PSPs and FX desks. Rather than routing individual transactions, it aggregates obligations across participants, nets opposing flows before settlement, and enables parties to settle directly at mid-market rates without any counterparty holding funds or taking a spread. The model draws on CLS Bank's multilateral netting approach, which cuts gross funding requirements by 96% compared to bilateral settlement. The Clearing Gateway operates as a two-sided open market where PSPs submit their corridor, direction, and best executable rate. PayGrid's matching engine finds counterparties with opposite flow, and both sides settle at the midpoint rate. For B2B flows, compatible payments are batched into a Unified Clearing Price. Gas abstraction lets users pay fees in stablecoins rather than native gas tokens across Solana and five EVM chains.
Easy
Easy is a self-custodial payment infrastructure platform that accepts both traditional payment rails and stablecoin payments through a single merchant integration. Unlike conventional payment processors, Easy routes funds directly to merchant-owned accounts rather than holding them in a platform-controlled float, with payment processing compliance handled through Finix and stablecoin infrastructure powered by Brale on Solana. Accepted payment methods include credit cards, debit cards, ACH transfers, RTP, wire transfers, and stablecoin payments. Digital asset wallet infrastructure is provided by DFNS, an enterprise-grade wallets-as-a-service provider. Easy charges a flat rate of 2.7% plus $0.30 per transaction, covering invoicing, subscription billing, analytics, and premium support with no additional fees. Merchants retain full custody of their funds and earn 4.50% APY in cashback rewards on idle balances, which Easy frames as returning float income that traditional processors typically retain. Automated KYC/AML verification at onboarding completes in approximately 90 seconds for most applicants. Named partners include Helium and Marinade, two prominent Solana ecosystem projects, positioning Easy as a payment gateway for crypto-native and Web3-adjacent merchants.
Confirmo
Confirmo is a MiCA-licensed stablecoin payment gateway enabling businesses to accept, settle, and disburse cryptocurrency across 141 countries, processing over 80 million USD monthly. The product suite covers merchant checkout with WooCommerce integration, structured inbound deposits for iGaming and forex clients, and batch payouts at 0.5% via REST API or no-code tools with no monthly or connection fees. The Solana-native Subscribe product uses the Subscriptions and Allowances program for recurring wallet-pull billing, supporting USDC and USDG through SPL and Token-2022 standards without card networks or custodial intermediaries. Dual Irish authorization as both a Crypto-Asset Service Provider under MiCA and a Payment Institution makes Confirmo among the first licensed stablecoin processors in Europe to hold both registrations simultaneously.
The payment and transaction landscape on Solana continues to evolve rapidly, with new innovations emerging regularly. These featured applications represent the current state of the art in crypto payment solutions, offering various ways to send, receive, and manage digital assets with unprecedented efficiency.
Whether you're a merchant looking to accept crypto payments, an individual seeking better ways to transfer funds, or a business requiring robust payment infrastructure, Solana's payment ecosystem has something to offer. As the network grows and these applications mature, we can expect even more advanced features and use cases to emerge, further solidifying Solana's position as a leading blockchain for financial transactions.
Remember to always do your own research and exercise caution when using any cryptocurrency applications, ensuring they meet your security requirements and comply with local regulations.
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