Capa

Capa is a B2B financial infrastructure API that uses stablecoins as settlement rails to enable instant, low-cost cross-border payments between Latin America and global markets.

Problem and Solution

Cross-border transactions in LATAM carry high FX spreads, multi-day settlement delays, and fragmented banking requirements. Capa absorbs this complexity behind a single integration: clients receive local pesos, Capa handles stablecoin conversion, and funds settle in any supported currency on the other side within minutes.

Core Mechanism

Capa supports three flows: on-ramp (fiat to stablecoin), off-ramp (stablecoin to fiat), and cross-ramp (fiat to fiat via on-chain settlement). Liquidity is maintained across OTC desks, centralized exchanges, DeFi protocols, and DEXs to provide competitive real-time rates. Quotes are locked for 10 seconds to protect against slippage.

Developer Interface

Access via REST API, SDK, or web dashboard. Each transaction uses webhook callbacks with retry logic, idempotency keys, and built-in KYC and KYB identity verification.

Supported Assets and Markets

Fiat: MXN, DOP, USD, EUR. Stablecoins: USDC, USDT with emphasis on non-USD pegs. Live in Mexico and Dominican Republic, with broader LATAM expansion planned.

Use Cases

Targets fintechs (crypto wallets, neobanks, remittances), financial institutions, payment companies, and enterprises needing cross-border treasury or subsidiary funding operations.

Solana Ecosystem Fit

Capa bridges Solana stablecoin liquidity to LATAM local banking rails. USDC on Solana—near-zero fees, sub-second finality—suits the high-frequency, small-value remittance flows that dominate the region. Capa also participates in on-chain DEX markets for rate sourcing.

Funding and Investors

Raised a USD 2.5 million pre-seed round with a USD 1 million extension, announced July 2026. Investors include Alter, Reverie, and angels from Coinbase and Ripple; Starknet, Mantle, and Circle are listed as supporters.

Team

CEO Juan Diego Oliva founded the company in 2022. His mission: make Latin American financial infrastructure programmable, compliant, and accessible. No other team members are publicly disclosed.

Partnerships

In April 2025, Capa joined Borderless.xyz, integrating Mexican payment rails into a network spanning 50-plus countries and 23 currencies. This targets the U.S.-Mexico remittance corridor directly.

Security and Audit Status

API is key-authenticated; webhooks use HMAC signatures. KYC and KYB are handled by Capa's compliance layer. No third-party smart contract audits or security certifications are publicly documented.