Zero Hash

Zero Hash is a B2B digital asset infrastructure provider that enables banks, brokerages, fintechs, payment processors, and marketplace platforms to offer crypto, stablecoin, and tokenized asset services through a single API layer — without building proprietary blockchain infrastructure or obtaining the extensive licensing required to operate independently.

How It Works

Zero Hash operates as a B2B2C infrastructure layer. Client platforms integrate Zero Hash's APIs and SDKs to access regulated backend infrastructure: asset custody, liquidity sourcing, trade execution, cross-chain settlement, AML/KYC compliance, and fiat on/off ramps. End customers of those platforms — brokerage account holders, payroll recipients, app users — interact with embedded crypto and stablecoin features without knowing who supplies the rails beneath.

Zero Hash is the licensed, regulated counterparty in every transaction. This model lets fintech platforms and financial institutions reach their customers with digital asset products in days rather than years, offloading regulatory overhead, custody risk, and blockchain integration complexity to Zero Hash rather than building it in-house.

Products and Services

Zero Hash organizes its capabilities into three service lines:

Trade covers crypto trading, staking, qualified custody, lending infrastructure, and incentives management for platforms offering investment and yield products to end users.

Transact includes fiat-to-crypto and crypto-to-fiat on/off ramps, stablecoin payment rails, payins and payouts, account funding, and international remittance flows. In January 2026, Zero Hash powered Interactive Brokers' launch of 24/7 stablecoin account funding, allowing brokerage clients globally to deposit USDC via Ethereum, Solana, or Base — the stablecoin is automatically converted to USD and credited to the account for immediate trading. Zero Hash handles the conversion and settlement; Interactive Brokers applies no additional fees for the deposit.

Tokenize provides APIs and payment rails for issuing and managing tokenized representations of traditional financial assets. Zero Hash has powered tokenization workflows for Securitize since 2024, including the payment rails underlying BlackRock's BUIDL tokenized money market fund. In July 2026, Securitize listed as SECZ on the NYSE and simultaneously tokenized the same common stock on public chains from day one, with Zero Hash powering the tokenization payment infrastructure.

Supported Assets and Networks

The platform supports 100+ digital assets across its product suite. Stablecoin coverage includes USDC, RLUSD (Ripple's stablecoin), and PYUSD (PayPal's stablecoin), with new stablecoin partners added through 2025 and 2026. The infrastructure operates across multiple blockchain networks; Solana is supported as a settlement network for USDC deposits, alongside Ethereum and Base.

Regulatory Footprint

Zero Hash has assembled one of the most comprehensive regulatory stacks in crypto infrastructure. In the United States, it holds 51 state money transmitter licenses, a NYDFS BitLicense, and a North Carolina trust charter enabling qualified custody and issuance of tokenized assets through Zero Hash Trust Company, LLC. Internationally, Zero Hash received MiCAR VASP registration in Europe during 2025, an Electronic Money Institution (EMI) license from the Dutch Central Bank in May 2026, and a VASP registration in Argentina — giving the platform regulatory coverage across 200+ jurisdictions. This breadth of licensing is a core part of the value proposition for institutional clients who would otherwise face years of licensing work in each market independently.

Team and History

Zero Hash was founded in 2017 by Edward Woodford (CEO) and Brian Liston, and is headquartered in Chicago, IL. Woodford, who also serves as chairman of the Chicago Innovation Council, leads the company's strategy and regulatory expansion.

In September 2025, Zero Hash raised a $104 million Series D-2 round led by Interactive Brokers — one of its flagship platform clients — with participation from Morgan Stanley, Apollo-managed funds, and SoFi, achieving unicorn status at a $1 billion valuation. Total funding raised across all rounds stands at approximately $275 million. In October 2025, Mastercard entered late-stage acquisition talks valuing Zero Hash at $1.5–2 billion. Zero Hash chose to remain independent, walking away from the deal in January 2026. The company subsequently began raising a new funding round targeting $250 million at a $1.5 billion valuation.

In March 2026, Fintech Breakthrough Awards named Zero Hash its DeFi Infrastructure of the Year.

Scale and Metrics

• $65B+ in total volume settled
• 7M+ end customers served through partner platforms
• 100+ digital assets supported
• 200+ jurisdictions covered
• 99.99% platform uptime
• $2B in tokenized fund flows processed in the first four months of 2025 alone

Notable clients operating on Zero Hash infrastructure include Interactive Brokers, Morgan Stanley, Public, MoneyLion, Gusto, Republic, and Securitize (which manages BlackRock's BUIDL and other institutional tokenized products).

Solana Ecosystem Fit

Zero Hash connects institutional-grade platforms to Solana's settlement layer primarily through stablecoin rails. The Interactive Brokers integration — through which millions of brokerage clients can deposit USDC via Solana for instant account funding — represents one of the most direct institutional on-ramps to the Solana network in traditional finance. Zero Hash's tokenization rails also run across multi-chain environments where Solana's settlement speed and low fees are relevant for high-volume flows.

As stablecoin infrastructure scales under new regulatory frameworks — including the US GENIUS Act and Europe's MiCAR — Zero Hash's position as the licensed intermediary layer between TradFi platforms and public blockchains like Solana makes it a foundational piece of how institutional capital reaches and moves across the network.