Ramp

Ramp Network is a fiat-to-crypto infrastructure company founded in 2018. It runs two parallel products: a business-to-business (B2B) widget and API that lets any wallet, dApp, or fintech embed compliant crypto buying and selling directly inside their product; and a consumer-facing self-custodial wallet that bundles buy, sell, swap, and send capabilities in a single app. The B2B product is Ramp's original core and the one most relevant to the Solana ecosystem.

The B2B Infrastructure Layer

Any developer can integrate Ramp's embeddable widget or REST API in a matter of hours and then delegate the full compliance stack — KYC and AML verification, liquidity aggregation, payment routing, and payout execution — entirely to Ramp. This is the central value proposition: a wallet or protocol gets a polished fiat on-ramp without hiring compliance officers, negotiating banking relationships, or managing regulatory licenses across dozens of jurisdictions.

Ramp operates in over 150 countries and accepts more than 40 fiat currencies through a wide range of payment methods: Visa and Mastercard (credit and debit), Apple Pay, Google Pay, PayPal, SEPA Instant, Open Banking, Mexico's SPEI real-time rail, Brazil's PIX, and Plaid-connected bank accounts. Fees for B2B integrations sit in the 0.9–2.5% range, competitive with the broader on-ramp market.

Notable wallets and protocols that have integrated Ramp's B2B infrastructure include MetaMask, Trust Wallet, Ledger, PancakeSwap, Binance, 1inch, Loopring, and Injective, among others. Results from published case studies show the impact: Coco Wallet reported a 75% increase in transaction volumes after going live on Ramp; Loopring generated over 20,000 transactions in the first three months of integration. Ramp is also available through Onramper, a widely used meta-ramp aggregator that wallets and dApps query to surface the best on-ramp option for a given country, currency, and asset — expanding Ramp's distribution further across the broader DeFi ecosystem.

Solana Support

Solana is part of Ramp's multi-chain offering. SOL and Solana-based tokens are purchasable through both the B2B widget and the consumer wallet. Ramp attended Solana Breakpoint 2024 to strengthen partnerships within the ecosystem and continued expanding Solana-related integrations through that period. The company's support for 120+ cryptocurrencies across more than 16 blockchain networks means Solana sits alongside Ethereum, Bitcoin, Polygon, Arbitrum, Optimism, Avalanche, and others as a supported destination for fiat on-ramp flows.

The Consumer Wallet

Ramp's consumer product lets end users buy, sell, swap, and send crypto without leaving a single app. Swap coverage spans more than 1,200 trading pairs across 16 networks with cross-chain functionality built in. For sending, Ramp routes USDC transfers over Stellar's payment rails for near-zero cost and near-instant settlement; users can generate shareable payment links that do not require the recipient to expose a wallet address.

The wallet is fully self-custodial. Private key control is secured through passkeys rather than seed phrases, which removes one of the most significant onboarding friction points for newcomers. The mobile apps hold a 4.8-star rating on both the App Store and Google Play, and the platform has served over 10 million users globally with more than $1 billion in processed transaction volume.

Regulatory and Security Standing

Licensing is a primary differentiator. Ramp holds a FinCEN Money Services Business registration in the United States and is licensed to operate in all 50 states. In the EU, it is registered as a Virtual Asset Service Provider under Ireland's Central Bank, placing it in compliance with the incoming MiCA regulatory framework. In the United Kingdom, it holds FCA registration. This cross-jurisdictional coverage is why regulated fintech companies and institutional-grade wallets choose Ramp rather than building their own on-ramp compliance infrastructure.

On the security side, Ramp achieved SOC 2 Type I and SOC 2 Type II certification in 2024, providing third-party audited assurance over its data security and operational controls. It also received Fireblocks' Design Partner of the Year award that same year.

2024 Milestones

Ramp's 2024 year-in-review highlighted a steady expansion of both its geographic footprint and product capabilities. Key developments included:

• Full operational coverage across all 50 U.S. states
• VASP registration in Ireland, securing EU market access under MiCA
• Launch of SEPA Instant payouts across Europe
• Integration of Mexico's SPEI real-time transfer system
• Brazil-specific document-free identity verification that reduced onboarding time by 75%, accompanied by Portuguese and Spanish language support
• Addition of PayPal as a payment method for UK users
• SOC 2 Type I and Type II certification
• New B2B partnerships with 1inch, Arkham, Lukso Network, Telos, and SWEAT Wallet
• Named 24th on Sifted's Rising 100 B2B SaaS Startups list
• Fireblocks Design Partner of the Year recognition

The company's dual-track strategy — serving both developers who need embedded compliance infrastructure and consumers who want a simple crypto wallet — positions it across the full funnel of fiat-to-crypto conversion, with Solana as one of the supported destination chains throughout.