Orbital

Orbital is a regulated fintech platform founded in 2017 that provides businesses with a unified gateway for cross-border payments using stablecoins, traditional bank transfers, and over 80 exotic currencies. The platform processes over $12 billion in annualized transaction volume across more than one million annual transactions, bridging blockchain-native settlement with traditional payment rails inside a single compliance framework.

Core Mechanism

Orbital's infrastructure operates across four core modules: pay-ins, payouts, virtual IBANs, and a real-time exchange layer.

Pay-ins allow merchants and enterprises to accept stablecoins (USDT, USDC, BTC, ETH) or traditional currencies through embedded payment pages, eInvoicing, or API integration, with automatic exchange to a preferred settlement currency at point of receipt. The payout module handles global distribution of funds via web platform, API, or direct file upload, enabling near-instant stablecoin settlements around the clock seven days a week.

First-name virtual IBANs (vIBANs) function as named, multi-currency virtual accounts where businesses can hold exchanged funds, receive external transfers, and execute intra-company movements without triggering additional FX conversions. This addresses a structural friction point for companies operating across multiple currency zones: funds can sit in a named account in multiple denominations simultaneously rather than converting at receipt.

The exchange layer covers real-time FX across traditional currencies, major stablecoins, and 80+ emerging-market and exotic currencies at index-linked, executable rates with volatility protection. An OTC desk is also available for high-volume transactions where best execution requires negotiation rather than automated pricing.

Stablecoin and Blockchain Support

Orbital supports USDT and USDC as its primary stablecoin instruments alongside BTC and ETH. The platform added USDC on Solana to its crypto-commerce payment processing stack in 2022, making it one of the earlier regulated B2B payment providers to explicitly integrate Solana-native stablecoins into an enterprise payment workflow. Platform data shows Solana at approximately 3.3% of stablecoin blockchain share for consumer payments on Orbital, alongside TRON, BNB Chain, and Polygon.

Users can hold digital assets in hot or cold storage through Orbital's stablecoin wallet infrastructure. In late 2024, Orbital also added support for USDT on the TON blockchain, expanding its multi-chain coverage further.

Regulatory and Compliance Framework

Orbital is licensed across four jurisdictions: the United Kingdom, Gibraltar, Estonia, and Switzerland. Its compliance stack includes AML and KYC screening at the point of each transaction alongside anti-fraud controls. On the security side, Orbital holds SOC 2 Type 2 and ISO 27001 certifications, Cyber Essentials Plus accreditation, and Cloud Security Alliance Trusted Cloud Provider status.

This multi-jurisdiction licensing positions Orbital to serve businesses operating across European and offshore financial zones where crypto-payments infrastructure has developed distinct regulatory frameworks and where regulated stablecoin on-ramps and off-ramps are increasingly mandated.

Team and Background

Orbital was co-founded in 2017 by finance and technology veterans with backgrounds in global banking and enterprise fintech. The current executive team includes Chris Mason (CEO), who brings 25+ years in global payments from prior roles at Citibank and AIB; Paulius Grigaitis (CPTO), who designed the platform's unified rail architecture; Richard Lindsay (COO/CSO), a former UK National Cyber Security Centre official with 20 years in compliance and risk — awarded an ICA Fellowship in 2025; and Jeremy Benamosi (CFO) with 15 years advising cross-border payment firms.

The company employs over 130 staff. As of early 2026, Orbital received recognition as an Execution Leader in the FXC Intelligence Stablecoin Payments Infrastructure Buyer's Guide, which benchmarks more than 20 global stablecoin payment providers.

Key Features

• Pay-in and payout via API, web dashboard, or batch file upload
• Embedded payment pages and eInvoicing for merchants
• First-name vIBANs for named multi-currency accounts
• Hot and cold stablecoin wallet custody
• Real-time FX across 80+ currencies plus major stablecoins
• USDC on Solana supported natively since 2022
• OTC desk for high-volume transactions
• Binance Pay integration
• Transaction screening and real-time monitoring dashboard

Solana Ecosystem Fit

Orbital's relevance to the Solana ecosystem is primarily as a regulated off-ramp and settlement layer for Solana-native stablecoins. By supporting USDC on Solana natively, Orbital allows businesses to receive Solana-based stablecoin payments and route them into traditional banking infrastructure or convert them to fiat — functioning as a compliance-licensed bridge rather than a native on-chain protocol.

As Solana's stablecoin supply expanded dramatically through 2025 to over $16 billion, with approximately 6 million monthly USDC senders on the network, regulated payment providers that support Solana-native assets become increasingly relevant to enterprise payment flows that need both blockchain-speed settlement and compliant fiat exit. Orbital's multi-jurisdiction licensing and established payment rails position it as an institutional entry point for businesses moving value between Solana and traditional finance.