Cross-Border Payment Solutions

Traveeqo integrates SarafSend, a cross-border money transfer and remittance service, directly into its travel platform alongside flights, hotels, and eSIM services. Rather than treating remittances as a standalone financial product, SarafSend is designed for travelers and expatriates who move value across borders as a routine part of their financial life. The goal is to eliminate the need for separate money transfer applications when managing cross-border logistics. The feature targets a practical gap that affects digital nomads, remote workers, and business travelers who regularly send money internationally. By embedding remittances into a travel-first interface, Traveeqo positions cross-border value transfer as a natural extension of the cross-border lifestyle, reducing the friction and hidden fees associated with legacy banking rails.

Saber Money provides B2B stablecoin infrastructure for cross-border payment corridors, replacing correspondent banking rails with on-chain settlement. The platform converts fiat deposits into USDC or USDT, settles in roughly ten seconds, and delivers local fiat currency through regulated partners in 40-plus countries. Remittance apps, neobanks, and payroll providers integrate its API to offer near-zero-cost transfers without building their own banking relationships or compliance stacks from scratch. Published deployments include Clink, a US-India remittance app serving non-resident Indians with same-day delivery via UPI and IMPS, and SBNRI, which powers NRE account services through the infrastructure. Saber holds a Money Services Business registration in Canada with licenses across five-plus jurisdictions, and has processed over $3 billion in cross-border payments as of mid-2026.

Seamount is built around the cross-border payment problem facing SMEs and freelancers in markets where correspondent banking is slow and expensive. Its integration with Flutterwave and Paystack allows users in Sub-Saharan Africa to move between local currencies and stablecoins without relying on traditional wire transfer infrastructure. The multi-chain wallet approach spanning Solana, Bitcoin, Ethereum, and three other networks means counterparties across regions are not locked into a single chain for receiving funds. Headquartered in Nairobi, Kenya, and oriented around African fiat on-ramp and off-ramp infrastructure, Seamount positions cross-border stablecoin transfer as its primary real-world use case rather than a secondary feature.

Trustyfy offers cross-border payment functionality that uses stablecoin rails for settlement where applicable, converting to fiat at the destination. The service pairs this with IBAN-style multi-currency accounts supporting euro-denominated deposits, withdrawals, and international bank transfers at competitive rates compared to traditional wire services. This infrastructure serves both individual users moving money across borders and Web3-native businesses managing international treasury operations. The platform has explicitly targeted expansion into Asia and Africa alongside its core European operations, citing underbanked populations that hold crypto as a store of value but lack access to reliable fiat banking infrastructure. Stablecoin settlement helps bypass correspondent banking fees and delays that make traditional remittance corridors expensive, particularly for smaller transfer amounts where fixed fees erode a larger share of value.

ZendWallet provides cross-border payment infrastructure designed specifically for African individuals and businesses. The platform routes international transfers through USDC and USDT stablecoin rails, allowing African companies to pay overseas suppliers in USD, CAD, EUR, or GBP while funding transactions from local currency balances. On the receive side, the platform converts stablecoins to local fiat and disburses directly to bank accounts in Nigerian naira, Kenyan shilling, South African rand, and Ghanaian cedi. For retail users, the stablecoin-to-fiat off-ramp is the primary draw, offering low-cost international transfers that bypass the high fees and friction of traditional banking correspondent networks. Built by Lagos-based Zendwa Technologies Limited, ZendWallet targets users in Nigeria, Kenya, South Africa, and Ghana who need accessible cross-border payment options. The platform combines KYC compliance, mobile app availability, and stablecoin liquidity to offer a regulated, practical pathway for African users to participate in global payments infrastructure.

Kaprex is a cross-border payments platform that uses stablecoin rails to move money internationally without traditional correspondent banking intermediaries. Users receive virtual bank accounts in USD, EUR, and GBP, allowing them to accept wire transfers, ACH, and SEPA payments into Kaprex without needing local bank relationships in each currency. Received funds are converted into stablecoins and held through Stripe Bridge infrastructure, with settlements completing in seconds rather than the days required by legacy systems. The platform targets the remittances market directly, with dedicated support for African payout corridors including Nigerian naira and Kenyan shilling disbursements. This makes Kaprex particularly relevant to diaspora workers and remote freelancers who need reliable cross-border income access at competitive rates. Exchange rates are sourced on-chain through currency swaps and passed to users without hidden markup, a deliberate contrast to legacy remittance providers whose revenue depends on opaque spread charges.

Netaro provides enterprise cross-border settlement rails that route B2B payments through USDC and USDT, replacing multi-bank SWIFT chains with direct stablecoin pathways that clear in under 60 minutes. The platform targets the US-APAC and US-Middle East corridors, where traditional correspondent banking chains typically involve two to five intermediary banks, take two to five business days, and consume three to five percent of transaction value in combined fees and FX spread. For enterprises in manufacturing, oil, pharmaceuticals, and logistics, Netaro claims costs of 0.1 to 1 percent with FX conversion at 3 to 5 basis points on G20 currency pairs and a sub-0.1 percent failure rate. From the corporate user perspective, the entire cross-border settlement process is abstracted into familiar fiat payment initiation and receipt, while stablecoins serve as the settlement medium behind the scenes without exposing users to wallets or on-chain mechanics.

Madhouse Wallet provides a B2B stablecoin off-ramp API that converts USDC into local fiat currency across 85 currencies, specifically targeting cross-border payment corridors in Africa, Asia, and Latin America. The platform routes payouts through M-Pesa, UPI, SEPA, ACH, and SWIFT, allowing wallets and fintech applications to offer seamless cash-out options without building separate banking integrations for each corridor. Disbursement timelines run from near-instant for mobile money networks to one to two business days for bank transfers, depending on the destination country and payout rail. As a B2B infrastructure layer, Madhouse Wallet is designed for integration rather than consumer use — developers embed the API to power their own remittance products, pay contractors across borders, or deliver stablecoin earnings to recipients who prefer local fiat. The combination of stablecoin input and fiat output on a single API surface makes it a practical tool for any application serving users in markets where USDC is more accessible than traditional banking.