Rampnow

Rampnow is a B2B fiat-to-crypto infrastructure platform that provides wallets, decentralized applications, exchanges, and fintech companies with a unified API for moving money between fiat currencies and digital assets across more than 125 blockchains — including Solana.

What Rampnow Does

Rather than building a consumer exchange, Rampnow operates one layer beneath: it is the plumbing that other products embed. A Web3 wallet, a neobank, or an NFT marketplace can integrate Rampnow's on-ramp, off-ramp, or payment infrastructure and offer their own users the ability to buy and sell crypto without leaving the host application.

The core premise is non-custodial routing. Rampnow never holds customer funds or digital assets directly. Instead, it acts as an infrastructure and routing layer — connecting fiat payment rails to licensed liquidity partners and blockchain settlement — while KYC, AML screening, and transaction monitoring are handled by its compliance-licensed partners. This model is designed to reduce regulatory and security exposure for the businesses that integrate it.

Core Product Lines

Rampnow's documented service catalog breaks into three live products with two additional services in active development:

Onramp converts fiat currency to digital assets. Users pay with credit or debit cards, bank transfers (including SEPA and Open Banking), Apple Pay, Google Pay, iDeal, Neteller, Skrill, or Stripe. The resulting tokens are settled directly to the user's non-custodial wallet on the destination chain. Fees for EUR SEPA bank on-ramps are documented at 0.4% flat; Open Banking routes sit at 0.7% flat.

Offramp reverses the flow: digital assets are converted to fiat and sent to a user's bank account or payment card. Rampnow's global payout infrastructure supports recipients across APAC, Europe, Latin America, and the Middle East and Africa.

Payments extends the model into structured business use cases — payroll to globally distributed contractors, mass vendor payouts, and cross-border remittances funded through crypto. This positions Rampnow alongside treasury and compliance tooling for web3-native businesses, not just consumer-facing wallets.

Two products are listed as upcoming: Rampnow Wallet, a non-custodial wallet product, and Swap and Bridge functionality for cross-chain asset movement.

Integration Architecture

Partners can embed Rampnow in three ways. Widget Mode embeds a drop-in UI directly inside an existing application. Hosted Mode gives partners full control over the user experience with minimal Rampnow branding — useful for products that want seamless white-label presentation. A JavaScript and TypeScript SDK serves web applications that need more programmatic control. A RESTful API with an OpenAPI specification and a comprehensive webhook system supports real-time transaction status, KYC status changes, and payout confirmations.

This multi-deployment model reflects Rampnow's target market: the customers are other developers and product teams, not end users purchasing crypto directly from rampnow.io.

Asset and Chain Coverage

The platform supports over 20,000 tokens across more than 125 blockchains. Solana is among the chains supported from launch, alongside Ethereum, Bitcoin, BNB Chain, Arbitrum, Optimism, Base, Polygon, Avalanche, Cardano, and many others. On Solana, users can buy and sell SOL, USDC, and a broad range of Solana-native tokens. Stablecoins play a central role in the product — Rampnow is a member of the Circle Alliance and integrates Circle's USDC and EURC as well as Circle's Mint infrastructure, making compliant stablecoin flows a documented part of the offering.

Supported fiat currencies include EUR, USD, INR, PHP, and IDR, among others, with a locally relevant payment method list that varies by region.

Compliance Framework

Rampnow's publicly documented compliance posture covers AML, KYC, GDPR, and MiCA alignment. The KYC implementation surfaces through the API as customer user creation endpoints, KYC status retrieval, and webhook-triggered notifications when a user's verification status changes — meaning compliance events are programmable within a partner's own application flow rather than siloed in a separate portal.

Sanctions screening and transaction monitoring are listed as standard, handled by licensed partners in the chain rather than by Rampnow itself.

Background and Team

Rampnow is headquartered in Katowice, Poland. The project entered the Solana ecosystem with a founding date listed as 2023. The company's Circle Alliance membership — requiring demonstrated technical integration of Circle's payment infrastructure — provides third-party validation of its stablecoin capabilities. No public information is available about the founding team by name.

Solana Ecosystem Fit

For Solana-based projects, Rampnow represents a fiat gateway option that does not require building in-house on/off-ramp compliance infrastructure. A Solana wallet team or a DeFi application that wants to let users fund their accounts with a bank transfer can embed Rampnow's widget or call its API rather than obtaining money transmitter licenses in each jurisdiction. The non-custodial model means the integration does not change the host application's custody posture.

Solana's low transaction fees and fast finality align well with the settlement speed Rampnow markets to partners — fiat-to-on-chain flows benefit from a destination chain that can confirm transactions in roughly 400 milliseconds. With Solana increasingly positioned as an institutional and payments-grade blockchain, infrastructure layers like Rampnow that connect it to global fiat rails are a structural piece of the ecosystem's growth into mainstream financial applications.

Rampnow sits in a competitive segment alongside providers such as Transak, Ramp Network, and Onramper, but differentiates on a non-custodial routing model, a documented MiCA compliance posture, and a multi-region payout infrastructure that extends beyond purchase-only functionality into payroll and remittances.