Rampnow

Rampnow is a B2B fiat-to-crypto infrastructure platform that gives wallets, exchanges, dApps, and fintech applications a single API integration for on-ramping, off-ramping, cross-border payments, and global payouts across 125+ blockchains — including Solana.

What It Does

At its core, Rampnow is a technology layer, not a consumer exchange. It sits between the applications that need crypto purchase or sale functionality and the licensed payment processors, KYC providers, and banking partners that make those transactions compliant. The platform is non-custodial by design: Rampnow itself never holds user funds. Payment processing, know-your-customer verification, and transaction screening are performed by its licensed partner network, letting Rampnow focus on the developer experience and infrastructure plumbing.

The practical result is that a wallet or dApp can integrate fiat on-ramp capability in minutes via an embeddable widget, or build a fully custom checkout flow through the REST API — without independently sourcing payment rails, negotiating banking relationships, or managing KYC infrastructure for each market.

Core Services

Rampnow's product suite covers four areas:

Onramp (fiat to crypto): Users pay with a card, bank transfer, or local payment method and receive cryptocurrency to a specified wallet address. Supported fiat payment methods span cards, bank transfers, and region-specific local options.

Offramp (crypto to fiat): The reverse flow — users send crypto and receive fiat settlement to a bank account or card.

Payments and payouts: Rampnow targets the B2B cross-border use case directly, enabling businesses to make mass payouts to contractors and vendors, run global payroll, handle cross-border remittances, and manage treasury operations. Supported payout currencies include EUR, USD, INR, PHP, and IDR.

Swap and bridge (upcoming): The documentation flags this as a forthcoming capability, extending the platform's scope beyond fiat-crypto boundaries to include cross-chain asset movement.

Integration Modes

Developers can reach Rampnow's functionality through three distinct integration paths:

Widget mode is the lowest-effort option: a few lines of JavaScript embed Rampnow's pre-built interface directly into any web application. This mode suits teams that want functionality quickly and are comfortable with Rampnow's standard UI.

Hosted mode inverts the branding arrangement. The partner application controls the entire user experience and visual identity, while Rampnow handles the underlying transaction flow. This path requires more integration work but delivers a seamless native experience within the partner product.

SDK mode targets React applications. The @rampnow/sdk JavaScript/TypeScript package provides a useRampnowSdk React hook, full TypeScript type definitions, and an event-driven architecture with over 13 lifecycle events covering the complete transaction journey.

A Postman collection and sandbox environment are available for pre-production testing, and OpenAPI specifications are provided for the full API surface.

Technical Scope

The platform supports 125+ chains and over 20,000 tokens. Named networks include Solana, Bitcoin, Ethereum, BNB Chain, Arbitrum, Optimism, Base, Polygon, and Avalanche among others. On the crypto asset side, Solana's native token SOL is supported alongside major stablecoins (USDC, Tether) and thousands of additional tokens.

The API exposes endpoints grouped into two functional categories. The ramp group covers order creation, asset configuration retrieval, order quotes, and order status lookup. The transfer/payments group handles transfer order creation, quotes, and status; beneficiary management; remitter creation; and payment detail updates.

Fees and Market Position

Bank transfer fees for on-ramping run from 0.5% to 1.0%, notably lower than card-based alternatives from comparable providers where fees typically range from 4% to 5.5%. Rampnow has optimized payment rails for the EU, UK, and US markets, with local payment method support extending coverage further.

Compliance Architecture

Rampnow's non-custodial architecture reduces the regulatory surface it must maintain directly. By delegating custody, payment processing, KYC, and transaction screening to licensed partners, Rampnow lets partner applications gain access to compliant fiat-crypto rails without needing their own money transmitter licenses in each jurisdiction.

Solana Fit

Solana is an explicitly supported first-class network on Rampnow, appearing alongside Bitcoin and Ethereum in the platform's featured asset display. For Solana-native applications — wallets, DeFi protocols, NFT marketplaces, consumer dApps — Rampnow provides a route to add fiat on-ramp capability without rebuilding payment infrastructure. SOL and Solana-based tokens including USDC are purchasable directly to any Solana wallet address through the widget, hosted, or SDK integration paths.

The low-friction integration model is particularly relevant for Solana's developer ecosystem, which skews toward fast-moving consumer and DeFi applications that need payment functionality embedded quickly.

Background

Rampnow was founded in 2023 and operates primarily as a B2B infrastructure business. No audit reports, team bios, or funding announcements are disclosed in public documentation or on the official website as of mid-2026.