Treasury Management Solutions

Squads gives DAOs, funds and protocol teams a treasury that cannot move without multi-party approval, with v4 spending limits that let routine payments go through without a full quorum vote, and sub-accounts for separating departmental funds. Embedded Jupiter swaps let a treasury rebalance from inside the Squads interface, and the SquadsX browser extension lets members use DeFi apps while every transaction still needs multisig sign-off. The Altitude business account extends this to fiat: it takes ACH, Wire and SEPA deposits, earns yield on idle stablecoins and handles bill pay. Squads Labs suits organisations that want treasury controls enforced on-chain rather than by a custodian, though members must keep up with signing pending proposals, which is slower than a single-key wallet.

For treasury operations, Streamflow replaces spreadsheets, custom scripts and one-off bulk transfers with audited contracts that release tokens on a fixed schedule. From one interface a team can lock its own allocation, vest investor and contributor grants, run airdrops and pay contributors, with every lock and unlock recorded on-chain. It is a practical fit for DAOs and token teams whose treasury work is mostly scheduled outflows. Developers can also embed the logic through JavaScript and Rust SDKs. The trade-off is scope: Streamflow automates distributions and locks rather than acting as a full treasury manager, so balances, signing policy and spending decisions still sit with whatever wallet setup the team already uses.

Penguin Finance App stands out as a comprehensive treasury management solution for DAOs and protocols on Solana. Through its innovative bonding mechanism, projects can efficiently acquire and maintain their own liquidity, reducing dependence on external liquidity providers and creating more sustainable economic models. The platform's staking components further incentivize long-term token holders, helping protocols maintain stability in their treasury operations.The app's integration with Jupiter router for trading pools demonstrates its commitment to efficient treasury operations and liquidity management. By combining protocol-owned liquidity structures with advanced trading capabilities, Penguin Finance enables DAOs to optimize their treasury holdings, reduce slippage costs, and maintain better control over their financial resources. The platform's comprehensive approach to treasury management makes it an essential tool for protocols looking to establish sustainable financial foundations on Solana.

TRES Finance is an accounting and treasury management platform for organizations that hold digital assets, from DAOs and protocols to validators and regulated institutions. Its FinOS product pulls data from more than 220 blockchains, exchanges, custodians and bank connections, reconciles it, and produces books and statements that sync with NetSuite, Xero or QuickBooks. On Solana it tracks balances, transactions, DeFi positions and staking at both validator and delegator level. Finance teams running a SOL treasury who need audit-ready records rather than a spreadsheet will get the most from it. TRES is an enterprise reporting layer, not a wallet or custody service: it records and reconciles assets held elsewhere, and since January 2026 it has been owned by Fireblocks, which acquired it for $130 million.

Integral is treasury and accounting software for companies and DAOs that hold crypto. One dashboard shows live balances across every linked wallet, exchange, custodian and Squads multisig, covering tokens, NFTs and vesting contracts. Bill pay matches each crypto payment to its bill by finding the on-chain transfer, and Coinbase Prime clients can pay straight from their Prime accounts. Finance teams at protocols, funds and NFT studios that run treasuries across Solana and other chains, and that sync their books to QuickBooks, Xero, NetSuite or Sage, will get the most from Integral. It is a paid business tool with no token and no consumer plan. Its public pages say little about how it handles Solana staking rewards or DeFi positions, so teams with heavy activity there should test it on their own wallets first.

Cashmere offers a comprehensive treasury management solution for Solana-based teams and organizations, combining secure multi-signature controls with advanced financial tools. The platform enables teams to manage their entire portfolio of assets including SOL, SPL tokens, and NFTs, while providing detailed analytics, transaction history, and portfolio oversight capabilities. Their integration with major DeFi protocols allows teams to earn yield directly from their secure multi-sig wallets, creating an active treasury management solution.The platform's treasury management capabilities extend to planned features like token vesting and payroll functionality, making it a complete solution for organizational finance. Teams can leverage Cashmere's integration with Castle Finance to earn sustainable yields on treasury assets, while maintaining strict security controls through multi-signature requirements. The platform also supports simplified transfers using .sol domains and provides comprehensive tools for managing team access and permissions within the treasury system.

As a treasury management solution, Realms provides DAOs with sophisticated tools to handle their financial assets and operations on Solana. The platform enables DAOs to manage multiple treasuries simultaneously, with features for asset allocation, spending proposals, and financial tracking that help ensure transparent and efficient management of community resources.The treasury management system includes robust security features like multi-signature requirements and time-locked proposals, protecting DAO assets while maintaining flexibility for operations. Realms also offers integration with various DeFi protocols, allowing DAOs to participate in yield farming and other investment strategies directly through the platform. The comprehensive dashboard provides real-time treasury analytics, transaction history, and budget tracking tools essential for proper financial governance.

Phase Protocol introduces an innovative treasury management solution through its milestone-based escrow system for NFT projects. The platform implements sophisticated fund management mechanisms that ensure transparent allocation and distribution of project funds based on predefined milestones and community-approved conditions.The protocol provides comprehensive treasury oversight tools, allowing stakeholders to track fund usage and milestone completion in real-time. With built-in governance mechanisms, the community can participate in fund release decisions and initiate refunds if project deliverables aren't met. This creates a secure and accountable environment for managing project treasuries while aligning incentives between project teams and their communities.

OneSafe provides treasury management infrastructure for DAOs and crypto-native startups that manage shared asset pools spanning both fiat and digital currencies. The platform's approval workflow system lets finance teams configure multi-approval requirements, role-based access controls, and per-member spending limits, giving decentralized organizations structured controls over disbursements without external tooling. DAO treasuries holding SOL and SPL tokens can interact with fiat payment rails through OneSafe without requiring individual signers to act as personal financial intermediaries. The multi-currency account structure supports USD, Euro, and CAD alongside major cryptocurrencies, with real-time zero-commission conversion between asset classes. This enables DAOs to hold diversified treasury positions and settle obligations in whichever denomination suits the context — fiat for payroll and vendor invoices, crypto for on-chain distributions. Institutional-grade Fireblocks custody and KYB-based onboarding provide the compliance layer needed to interact with regulated banking partners while preserving the operational flexibility expected in Web3 treasury management.

Request Finance provides a centralized Business Account that lets companies hold and move value across more than 25 currencies and stablecoins from a single interface, with virtual IBANs and SWIFT access enabling parallel operation across bank rails and crypto networks. The platform integrates with QuickBooks Online, Xero, and NetSuite to keep accounting records in sync with on-chain transaction data, and supports self-custody tools including MetaMask and Ledger hardware wallets. Approval workflows on vendor invoices and batch payables enforce internal controls, and a full audit trail covers every transaction for finance and compliance teams. The platform holds SOC 2 Type 1 certification and carries insurance coverage on platform funds through a partnership with OpenCover. Request Finance was built specifically for Web3 protocols, startups, and globally distributed organizations that need to manage treasury operations spanning digital assets and traditional fiat within one workflow. Its accounts payable module supports multi-level approval flows, automated payment execution, and audit trails suited to treasury governance requirements. The corporate card product — funded directly from the company account with real-time spending controls — extends treasury oversight to employee purchasing, while the payroll module handles disbursements to global workforces in crypto and fiat through a single platform rather than separate tools.

Sablier provides treasury distribution infrastructure for DAOs, protocols, and companies allocating tokens or crypto payments over time. Teams use its lockup contracts to schedule grant disbursements, contributor compensation, and ecosystem incentive programs, with funds flowing continuously rather than releasing in bulk transfers. Cliff periods and monthly tranche options give treasury managers flexibility to structure disbursements around vesting milestones or organizational budget cycles. The Merkle Instant tool handles one-time batch distributions through a Merkle tree claim model, reducing on-chain overhead for large recipient sets such as community grants or contributor rewards. Sablier accumulated over 345,000 unique Ethereum addresses and processed hundreds of millions of dollars across EVM deployments before entering maintenance mode in July 2026. Its contracts are immutable once deployed and were audited by seven firms, providing durability for long-dated treasury allocation schedules.

MPCVault targets the middle tier of Web3 businesses — trading firms, VC funds, DAOs, and crypto-native startups — that need institutional-grade treasury control without the cost and complexity of top-tier custodians. The platform's non-custodial design means the organization retains full ownership of its assets while delegating operational signing to defined team roles. Treasury managers can set hierarchical policies that restrict junior operators to specific asset types, amount thresholds, or destination addresses. This lets large teams operate fluidly without concentrating signing authority in a single individual or external custodian. Multi-chain coverage spanning Solana, Ethereum, Bitcoin, TRON, TON, Aptos, and Sui means organizations with diverse treasury holdings can manage everything through a single approval workflow and audit log. Batch operations enable payment runs to hundreds of recipients in a single approved transaction, reducing overhead for token distributions and protocol payments. A Visa debit card and fiat off-ramp extend the platform from pure custody into operational business spending. MPCVault reached $500 million in assets under management within seven months of launch and now serves over 1,000 active organizations.

LiquiFi gave crypto project teams real-time visibility into total token supply, amounts already distributed, and outstanding obligations through its cap table tracking module — the kind of treasury-level transparency that most teams had been approximating with spreadsheets before the platform existed. Investor lockup management ensured restricted tokens stayed off-chain until agreed release dates, enforced by smart contracts rather than informal trust, materially reducing the risk of premature distributions or disputed unlock timelines. The platform supported six blockchain networks including Solana, meaning treasury obligations spanning multiple chains could be tracked in a single dashboard rather than managed separately per chain. By the time Coinbase acquired LiquiFi in July 2025, the platform was managing over 8.5 billion dollars in assets across more than 80 project customers. The treasury management scope extended beyond simple balance tracking. LiquiFi handled OTC token sales with compliance guardrails, tax withholding calculations on token grants for US-based employees receiving tokens as compensation, and pre-TGE launch structure for startups setting up their initial distribution before the token went live. Institutional customers including Uniswap Foundation and OP Labs ran complex multi-year vesting programs for employees, investors, and community contributors through the platform simultaneously. Following the acquisition and rebrand as Coinbase Token Manager in February 2026, that infrastructure now operates under Coinbase Prime engineering and compliance resources, connecting Solana-native projects to one of the most audited crypto platforms in the industry.

Brex offers banking and treasury services including a high-yield account generating up to 4.36% APY with same-hour liquidity and a savings vault providing up to $6 million in FDIC insurance through a network of partner banks. The platform integrates with more than 1,000 ERP and accounting systems for two-way data sync, handling real-time budget tracking by team or subsidiary alongside automated receipt collection and GL categorization. Spending controls are embedded at the point of transaction, with finance teams able to set limits by category, merchant type, or individual amount. Brex reports that 71% of expenses on its platform are handled entirely by automations, saving customers an average of 756 hours per year, bridging corporate treasury management with on-chain stablecoin payments settled on Solana.

Dework integrates with Gnosis Safe to support batch payment flows, allowing DAO treasuries to execute multiple contributor payouts in a single on-chain transaction and reducing per-payment gas overhead. The platform supports payments denominated in any on-chain token across 20-plus networks, including DAO-native governance tokens, USDC, SOL, DAI, ETH, and others, giving DAOs full flexibility over how treasury disbursements are structured. Rather than holding funds in escrow, Dework connects to existing wallet and safe infrastructure and initiates payments through those systems, keeping treasury control with the DAO. The multi-token bounty feature allows organizations to offer rewards composed of multiple token types within a single task, and task templates help standardize recurring treasury disbursements for operational and contributor expenses.

TotalSig is designed for organizations, businesses, and DAOs that require shared authorization over on-chain treasury assets without deploying or maintaining a multisig smart contract. A single account can contain multiple distinct wallets, enabling teams to segregate holdings by department, use case, or risk profile. The wallet integrates with DApps, DeFi protocols, and DAOs, covering co-signed interactions well beyond asset transfers — including governance actions and smart contract calls. Solana treasury management is a stated primary use case, with SOL, SPL tokens, and NFTs all fully supported. The MPC architecture means private keys are never assembled in any single location, protecting treasury assets even if one co-signer's device is compromised. Treasury transactions on Solana appear as standard single-signature operations on the public ledger, revealing nothing about the number of approvers or the threshold in use — a meaningful privacy difference from on-chain multisig programs where the signing structure is publicly readable. The configurable threshold supports flexible governance structures: a two-of-three model for a small operations team, or a higher quorum for large expenditure approvals.

IslandDAO manages its treasury through on-chain governance via Realms, with all allocation decisions recorded transparently on the Solana blockchain. The organization inherited a treasury model from Dean's List DAO, where a council of five community-elected signers oversaw funds alongside programs like the DecentraGrant initiative, which distributed grants through partnerships with StockPile and Artizen Fund. Today, treasury resources fund the DAO's flagship month-long coworking retreats in locations including Mykonos, Koh Samui, and Florianopolis, as well as governance rewards for active members. As the project transitioned from Dean's List to IslandDAO, treasury governance migrated from council control toward the current hybrid token-voting model using the ISLAND token.

B2BinPay's Wallet as a Service (WaaS) product handles outgoing cryptocurrency flows for businesses running treasury operations — covering exchange withdrawal payouts, crypto payroll distribution, and bulk disbursements for financial services firms. WaaS fees range from 0.025% to 0.050% on outgoing transactions with no charge on incoming flows, making it cost-efficient for high-volume disbursement programs. An instant swap feature added in early 2024 lets treasury teams convert between assets within the same account without routing through an external exchange. Smart contract functionality introduced in January 2026 extends the treasury toolkit to programmatic settlement and on-chain transaction logic. The non-custodial DeFi App, launched in February 2026, gives crypto-native treasuries full on-chain control via multisignature structures, eliminating custodial intermediaries from the settlement cycle entirely. Real-time transaction monitoring, low-balance alerts, and automatic callback resyncing provide the operational visibility and control that treasury teams require when managing active, high-frequency crypto payment flows.

Stableyard includes dedicated Treasury Management tools for businesses holding stablecoin balances across multiple chains, giving them control over liquidity, yield, and disbursement operations without relying on a custodian. Rather than forcing merchants to choose between self-custody and capital productivity, the platform integrates yield generation via Aave on certain chains so idle funds earn while awaiting the next disbursement cycle. The self-custody design is a core principle — Stableyard does not hold customer funds, so merchants retain full control of their keys and balances at all times. Programmable controls including spending limits, multi-sig approvals, and automated splits allow treasury workflows to be enforced in code, reducing the manual overhead typically associated with multi-chain stablecoin operations.

HashLedger provides dedicated treasury management services for crypto-native organizations, covering crypto asset allocation strategy, liquidity management, and accounting for yield farming and staking rewards. The firm integrates with Safe (formerly Gnosis Safe), the multi-signature treasury platform widely used across EVM-compatible chains, reflecting practical familiarity with on-chain treasury infrastructure. A CFO Advisory tier extends these services to cash flow forecasting, investor reporting, financial modeling, and strategic planning support. For Solana staking operators and protocol treasuries, sourcing transaction data directly from blockchain nodes allows the firm to handle the volumes that Solana's throughput generates. Clients include Verda Ventures, a crypto venture fund, and Swing.xyz, a cross-chain liquidity aggregator, spanning both investment and DeFi protocol treasury contexts. Staking rewards tracking and token treasury accounting are covered under the firm's Blockchain and Web3 Accounting service tier.

POTLOCK provides DAO treasuries, foundations, and corporate sponsors with reusable on-chain grant infrastructure. A treasury operator creates a Pot by depositing a matching pool and defining eligibility criteria, then a designated round operator reviews project applications. At round close, the quadratic distribution contract executes payouts on-chain automatically, replacing manual spreadsheet-based grant administration with an auditable and deterministic process. The protocol is governed through two entities: Potluck Labs, Inc. manages R&D and holds intellectual property, while the Potluck Foundation DAO deploys and governs the contracts as a Marshall Islands nonprofit. GrantPicks extends the toolset with head-to-head voting rounds where community members rank projects and matching allocations reflect aggregated vote rankings rather than donation volume. The Digital Public Goods Alliance certified POTLOCK as a verified Digital Public Good in February 2024, confirming its open-source licensing and open-data standards.