Crypto

Crypto.com is a cryptocurrency exchange and financial services company that gives individuals and institutions a single platform to buy, sell, trade, earn, and spend digital assets — bridging traditional finance and the crypto economy since 2016.

What It Is

Founded in 2016, Crypto.com has grown into one of the world's largest centralized cryptocurrency platforms, reporting over 150 million registered users across more than 90 countries. The platform combines a retail-focused mobile app, a professional-grade exchange, a self-custody Web3 wallet, and a branded Visa card into one unified ecosystem built around its native CRO token and the Cronos blockchain.

In July 2026, the company marked its 10th anniversary and secured a $400 million strategic investment from Citadel Securities, signaling deepening institutional confidence in its infrastructure and market position.

Core Exchange

The Crypto.com Exchange provides spot and derivatives trading across more than 400 digital assets, including Bitcoin, Ethereum, Solana, and hundreds of altcoins and ecosystem tokens. Key trading capabilities include:

• Spot trading with maker/taker fees starting at 0.25% for limit orders, with reductions for CRO stakers and high-volume tiers
• Perpetual futures with leverage up to 50x
• Options contracts, including CFTC-regulated options for U.S. clients
• Pre-IPO Perpetual Contracts on private companies such as SpaceX and OpenAI — enabling synthetic exposure to pre-public equity through a crypto instrument
• Tokenized stocks trading, launched in August 2026, extending the platform's reach into traditional equity markets
• Crypto Baskets for diversified, one-click portfolio exposure
• DCA and Grid trading bots for automated strategies
• TradingView integration, enabling traders to execute directly from on-chart signals

The Crypto.com App

The App is the consumer front end — designed for new and casual users who want a low-friction way to purchase crypto with fiat, earn yield, and spend through the Visa card. Key features include:

• Instant buy and sell for 400+ tokens via SEPA bank transfers, mobile payments, and credit/debit cards
• Earn — fixed and flexible-term yield products on idle crypto holdings, with rates up to 14% APR on select assets for CRO stakers
• Staking — delegated proof-of-stake participation for supported networks, including native Solana staking
• Pay — cryptocurrency payment acceptance at over 300,000 merchants globally
• Level Up — a subscription tier that removes trading fees for active users

Onchain Wallet

The Onchain Wallet is a non-custodial, multi-chain self-custody wallet. Users hold their own private keys and interact directly with decentralized protocols. It supports chains including Ethereum, Cronos, Solana, and others, and provides access to token swaps across over 10,000 assets via decentralized exchanges. A browser extension and mobile app are both available.

Visa Card

Crypto.com's Visa Prepaid Card offers cashback rewards of up to 5% in CRO on all purchases. Card tier and reward rate scale with the amount of CRO staked on the platform. The card is available in most major markets and integrates directly with the app balance.

CRO Token and Cronos

CRO is the platform's utility and governance token. Staking CRO unlocks reduced trading fees, higher Earn rates, elevated card reward tiers, and priority access to new product launches. Cronos is Crypto.com's EVM-compatible Layer 1 blockchain, designed for DeFi and NFT applications, and serves as the settlement layer for CRO-denominated activities.

Security and Regulatory Standing

Crypto.com holds a broad set of financial licenses and certifications, including ISO/IEC 27001:2022, ISO 27701, SOC 2 Type II, PCI DSS Level 1, CASP/EMI/CIF licenses across European jurisdictions, and money transmitter licenses across most U.S. states. The exchange publishes audited Proof-of-Reserves showing holdings at 101–106% of customer balances.

In January 2022, approximately $34 million in customer funds was stolen in a security breach. Crypto.com reimbursed all affected users in full. No comparable incident has occurred since.

Solana Ecosystem Relevance

Crypto.com is one of the primary centralized on-ramps and off-ramps for Solana assets. SOL and a broad range of Solana-native tokens are listed on the exchange, giving 150 million users direct exposure to the ecosystem. Native SOL staking is available through the app. The Onchain Wallet supports Solana, enabling users to move assets from the exchange into self-custody and interact with Solana DeFi protocols. For Solana projects, a Crypto.com listing is a significant distribution event given the platform's scale and geographic reach.

Team and Background

Crypto.com was co-founded by Kris Marszalek (CEO), Rafael Melo (CFO), Gary Or (CTO), and Bobby Bao (CMO). The company is incorporated in Malta for European regulatory purposes and maintains operational headquarters in Singapore. It has pursued an aggressive brand-building strategy, including naming rights for Crypto.com Arena in Los Angeles and major sponsorships in Formula 1, UFC, and European football.