Crypto

Crypto.com is one of the largest cryptocurrency platforms in the world, serving over 140 million registered users across more than 90 countries. Founded in 2016 and headquartered in Singapore, the company grew from a niche crypto payment card startup into a full-spectrum exchange, custodial and non-custodial wallet provider, DeFi gateway, and payment network. The company launched in June 2016 under the name Monaco, founded by Kris Marszalek (CEO), Bobby Bao, Gary Or, and Rafael Melo. The original product was a cryptocurrency-backed Visa debit card that converted crypto to fiat at point of sale. In July 2018, the team acquired the premium domain crypto.com and rebranded. In July 2026, the company celebrated its tenth anniversary and announced a 400-million-USD strategic investment from Citadel Securities, one of the world largest market makers. Crypto.com App is the flagship consumer product, listing more than 400 cryptocurrencies for purchase and sale. Users can fund accounts via SEPA bank transfer, Apple Pay, or Google Pay. The app includes Earn (yield on idle holdings), staking, diversified portfolio baskets, and a Crypto.com Visa prepaid card that pays up to 5% cashback in CRO, the platform native token. Crypto.com Exchange operates 24/7 with sub-10-millisecond execution across 350-plus assets and 20 fiat currencies, supporting spot, margin (up to 10x leverage), and derivatives trading (up to 100x leverage). Automated trading bots, TradingView on-chart trading integration, an OTC desk, and market-maker programme serve professional counterparties. Crypto.com DeFi Wallet is a non-custodial browser extension and mobile wallet supporting over 4,000 tokens across more than 30 blockchains; users hold private keys directly. Solana (SOL) is natively supported: listed for spot trading on both the app and exchange, and available for on-chain staking via the DeFi Wallet since June 2024 with auto-compounding rewards, a 0.01 SOL minimum, a 5% commission on rewards, and a 1-2 day network unstaking queue. The DeFi Wallet also supports SPL tokens and Solana dApps via its built-in dApp browser. Crypto.com native token is CRO (Cronos), which unlocks card cashback tiers, trading fee discounts, and promotional programmes. The company operates Crypto.org Chain (Cosmos SDK, mainnet March 2021) for payment settlement, and Cronos EVM Chain (EVM-compatible Cosmos, mainnet November 2021) for smart contracts and DeFi. These are separate from Solana; Crypto.com role is as a regulated on-ramp, trading venue, and non-custodial wallet for Solana rather than an on-chain builder. Regulatory licences include MiCA, MiFID II, EMD (EU/Malta), FinCEN (US), ASIC (Australia), and UAE Stored Value Facilities. The majority of assets are held in cold wallets. A proof-of-reserves programme lets users independently verify balances on-chain. MFA is required for withdrawals. Crypto.com Exchange ranks among the top centralized exchanges by global trading volume, with a proactive licensing posture that has enabled mainstream partnerships including the 400-million-USD Citadel Securities investment.