Swapped

Swapped is a regulated fiat-to-crypto on-ramp and off-ramp service that lets anyone in 150+ countries buy or sell digital assets — including Solana (SOL) — using everyday payment methods, with funds sent directly and non-custodially to the user's own wallet within seconds of a completed payment.

What Swapped Does

Founded in Denmark in 2021, Swapped was built on the premise that access to cryptocurrency should be as frictionless and trustworthy as possible. The company observed that most crypto on-ramps were difficult to integrate into other products, difficult to trust, and hard for ordinary users to understand. Swapped set out to fix all three problems simultaneously: delivering a consumer-grade purchasing experience while also exposing a B2B iFrame integration layer that any wallet, platform, or DeFi application can embed.

The platform now serves more than 2.5 million users globally, holds a 4.7-4.8 star Trustpilot rating across a large review base, and operates around the clock with 24/7 live human support.

Core Mechanism

The purchase flow is deliberately minimal. A user selects the cryptocurrency they want, chooses from the available payment methods for their country, and completes the transaction. Crypto arrives in the user's specified wallet address within seconds to a few minutes. Swapped never takes custody of the assets at any point — the phrase "sent straight to your wallet, always" appears prominently in the platform's marketing and reflects a real architectural choice: no exchange account, no internal balance, no counterparty risk from holding user funds on the platform.

The sell (off-ramp) side mirrors this: a user initiates a transfer of crypto to Swapped, and fiat is paid out via their chosen method after blockchain confirmation.

Key Products and Features

Consumer on-ramp and off-ramp. The flagship product is the direct retail interface at swapped.com, covering buy and sell flows for 35+ cryptocurrencies using 40+ payment methods. Supported payment types include credit and debit cards, bank transfers, and local payment methods specific to particular markets, making Swapped practically useful in regions where global card schemes are not the dominant payment rail.

Fees are published transparently: as of early 2026, credit card purchases carry a fee of approximately 4.02% and bank transfer purchases approximately 2.42%. The platform does not charge hidden fees on top of the stated rate.

Swapped Ramp (B2B iFrame). Swapped offers a full-featured white-label integration layer for third-party platforms. Wallet providers, DeFi protocols, and other applications can embed the Swapped on-ramp and off-ramp flows via a configurable iFrame. The integration supports order notifications via webhook, a sandbox environment with test cards for developer testing, pricing endpoint queries, and customization of supported currencies and payment methods. This is documented in full at docs.swapped.com and positions Swapped as an infrastructure provider to the broader ecosystem rather than just a consumer product.

Swapped Connect. A second B2B product handles wallet connection flows within the iFrame context, allowing platforms to initialize sessions tied to specific user wallet states.

Price and information pages. Swapped publishes live price pages for each supported asset, including a dedicated Solana (SOL) page that surfaces current market data alongside direct buy/sell entry points.

Supported Assets and Solana Integration

Swapped supports 35+ cryptocurrencies. Confirmed supported assets include Bitcoin (BTC), Ether (ETH), major stablecoins, and Solana (SOL). The platform's Solana price page provides current market data and directs users directly into the on-ramp and off-ramp flows for SOL purchases.

SOL can be purchased with a credit card, making Swapped one of several regulated entry points for users new to the Solana ecosystem who need to acquire SOL before interacting with Solana applications. The direct-to-wallet delivery model means purchased SOL lands in the user's Solana wallet address without any intermediate custodial step, which aligns with the self-custody conventions common among Solana users.

The B2B Ramp integration allows Solana wallet applications and Solana-based DeFi platforms to embed Swapped's on-ramp directly, enabling their users to buy SOL or other supported assets without leaving the application.

Regulatory Status and Compliance

Swapped operates under regulatory oversight across multiple jurisdictions, an unusual level of coverage for a crypto on-ramp:

• Denmark / EU: Swapped ApS is authorized as a Crypto-Asset Service Provider (CASP) under the EU's Markets in Crypto-Assets Regulation (MiCAR), supervised by the Danish Financial Supervisory Authority (Finanstilsynet), registration number 42865397. MiCAR authorization is among the most comprehensive crypto regulatory frameworks currently in effect globally.
• Norway: NUF registration with the Financial Supervisory Authority of Norway.
• Canada: Registered as a Money Service Business with FINTRAC.
• Australia: Registered as a Digital Currency Exchange with AUSTRAC.
• United States: Swappedcom Inc. is registered as a Money Service Business with FinCEN and is registered with NMLS.

This multi-jurisdictional compliance stack means Swapped can legally serve users across the major English-speaking markets, the EU, and many other countries. The regulated status is a meaningful differentiator from less compliant on-ramp alternatives and provides consumer protections that unregulated services cannot offer.

No smart contract audits are applicable to the core on-ramp product since Swapped does not deploy on-chain smart contracts — the non-custodial delivery model relies on standard crypto transactions rather than protocol-level logic. Security considerations center on KYC/AML processes, payment fraud controls, and infrastructure security rather than on-chain risk.

Team and Company History

Swapped was founded in 2021 and is headquartered in Denmark. The company operates through two primary legal entities: Swapped ApS (the Danish entity holding EU regulatory permissions) and Swappedcom Inc. (the US-registered entity). Specific founder names are not publicly disclosed on the company's website as of mid-2026, though the founding team describes building Swapped in response to the inadequacy of existing crypto purchasing infrastructure for both end users and integrating platforms.

Growth since founding has been substantial — reaching 2.5 million users — with expansion into the US, Australian, Canadian, and Norwegian markets each requiring separate regulatory applications and approvals.

Solana Ecosystem Fit

In the Solana ecosystem, Swapped fills the on-ramp layer: the point where users holding fiat currency acquire SOL or Solana-based stablecoins for the first time. This is a critical step in the user acquisition funnel for any Solana application targeting mainstream consumers rather than existing crypto-native users.

The B2B Ramp integration is the more ecosystem-relevant product: Solana wallets and DApps can embed Swapped to offer fiat entry without building their own payment infrastructure, compliance stack, or multi-jurisdiction regulatory relationships. Swapped's positioning around transparent fees, non-custodial delivery, and a strong Trustpilot rating makes it a credible option for Solana projects that want a regulated, user-friendly gateway for their communities.