Fideum

Fideum is a business-to-business crypto infrastructure provider that lets banks, brokerages, credit unions and fintech platforms offer digital asset services without building custody, trading and compliance systems themselves. Its website describes it as an institutional SaaS platform delivering "regulated digital asset infrastructure, compliance and payments" through a single API and dashboard.

From retail wallet to institutional platform

The company started in 2018 as blockbank, a consumer crypto app built around non-custodial mobile wallets. According to a CryptoSlate project report, that app reached more than 80,000 users before the team shifted toward institutional and B2B clients during the 2022 bear market. The blockbank brand was folded into Fideum over 2023, and the old BBANK token was swapped for a new FI token at the end of that year.

Fideum is led by CEO and co-founder Anastasija Plotnikova, whose background before crypto was in European Union law enforcement with a focus on regulatory compliance. In a 2025 Blockhead podcast interview, she described Fideum as a regulated infrastructure company operating across Lithuania and Canada, and discussed the company's position under Europe's MiCA regulation.

What the platform does

Fideum groups its offering into five areas: digital asset infrastructure, anti-money-laundering and financial crime prevention, compliance and regulatory technology, embedded crypto products, and payments and cross-border settlement.

The core digital asset infrastructure product covers:

• MPC-based wallet infrastructure with segregated and omnibus account models, a policy engine and granular signing controls.
• Institutional trade execution across exchanges and OTC desks, with smart order routing and pre-trade controls.
• Liquidity aggregation into a unified order book drawing on exchanges, market makers and OTC counterparties, aimed at reducing slippage on large orders.
• Stablecoin orchestration for multi-chain issuance, redemption and treasury workflows with rules-based settlement.
• Asset management tooling for position keeping, lifecycle events and cross-chain reporting from one account structure.
• Custody, trading, staking and settlement exposed through REST and WebSocket APIs, admin consoles, audit logs and IFRS-aligned reporting.

On the compliance side, Fideum lists sanctions screening, transaction monitoring, risk scoring, case management, KYC and KYB onboarding, Travel Rule handling and regulatory reporting. Its embedded products include crypto-as-a-service, embedded wallets and white-label builds for clients that want to put crypto features under their own brand. The site says key management uses multi-party computation and HSM-backed keys with 24/7 monitoring, and that controls are MiCA-aligned.

For payments, the company announced on X in October 2025 that it supports transactions in EUR, GBP, PLN, CHF, AUD, RON, SEK, NOK, DKK, TRY and MXN.

Licensing

Fideum's own pages refer to "Fideum Group" as the set of companies and licenses behind the platform but do not list them in detail. CryptoSlate's report states the group holds virtual asset service provider (VASP) registrations in Lithuania, Canada, Australia and El Salvador. The company has not published an independent security audit on its site, and no audit report was found during research.

Partnerships and funding

Fideum was named overall winner of the Mastercard Lighthouse FINITIV programme at the Slush conference in Helsinki in late 2023, per Mastercard Lighthouse. It also took the programme's Baltic regional award and People's Choice award. Mastercard's Head of Innovation is quoted on Fideum's homepage endorsing the platform for institutional partners.

In June 2025, Valereum PLC, a company listed on London's AQUIS exchange, committed €1.7 million for a minority stake in Fideum Group Limited, payable in stages through June 2026 in cash, bitcoin or stablecoins. Fideum's announcement said the money would go toward faster client onboarding, additional licensing, and scaling its B2B and SaaS business in Europe, Latin America, Canada and Australia. Proactive Investors reported that Valereum's El Salvador digital asset service provider licence would let the two companies offer services there jointly.

Other 2025 partnerships announced on Fideum's blog include FLUIDEFI, for institutional digital asset infrastructure, and Blubird, a Web3 funding and cap table platform that integrates Fideum's payments, bank settlement, wallet and asset management into its dashboard and real-world asset marketplace.

FI token

The FI token replaced BBANK at a 10-to-1 ratio, taking circulating supply from 400 million BBANK to 4 billion FI with holders' proportional ownership unchanged. CryptoSlate lists FI as an ERC-20 and BEP-20 token on Ethereum and BNB Chain, with uses including staking rewards, card cashback and launchpad allocations. Fideum's current institutional-focused website does not feature the token.

Relationship to Solana

Fideum is not a Solana-native project. A 2024 roadmap summarised by CryptoSlate listed a Solana integration alongside a planned Fideum EVM chain for the third quarter of 2024, but no confirmation that the Solana launch shipped was found, and the FI token is not issued on Solana. Fideum's product pages say it supports "major chains, stablecoins, and fiat rails" without naming specific networks. For Solana users, its relevance is as a regulated back end that institutions could use to custody, trade or settle assets across multiple chains.