SwissBorg

SwissBorg is a Swiss-engineered, European-regulated crypto wealth management platform that aggregates liquidity across centralized and decentralized exchanges, enabling retail investors to trade, earn yield, and hold BORG — its native SPL and ERC-20 token — across Ethereum and Solana.

Core Mechanism

SwissBorg operates as a meta-exchange aggregator rather than a standalone exchange. Its Smart Engine queries pricing from more than 12 exchanges simultaneously and routes each trade to deliver the best available net price across more than 76,000 crypto-to-fiat pairs. The platform does not custody assets in a traditional hot wallet model; instead it uses MPC (multi-party computation) keyless technology that eliminates a single private key as a point of failure. Users interact with a single mobile app spanning buying, earning, automated investing, and card spending.

The platform is not available to US residents but operates across 47 countries and supports 11 fiat currencies.

Key Features

Smart Engine — Trade routing across 12+ exchanges for best execution, with fees ranging from 0.25% to 1.49% depending on BORG Premium tier.

Earn — Passive yield strategies on supported crypto assets, targeting up to 15% APY. A SOL Earn product was live until September 2025 (see Security section).

Auto-Invest — Dollar-cost averaging with configurable periodic purchases across any supported asset.

Trigger Orders — Set a target price and the platform executes the trade automatically when that level is reached; these orders remain eligible for BORG cashback rewards until triggered.

Crypto Bundles — Curated thematic baskets providing instant diversification across related assets in a single transaction.

Alpha — Allocation access to private and early-stage token sales reserved for higher-tier BORG holders.

SwissBorg Card — A Mastercard debit card with instant crypto conversion at the point of sale, earning BORG cashback on spend. Apple Pay integration launched July 2026.

Smart Cash — Stablecoin yield product distributing monthly BORG rewards on holdings such as USDG and EURØP, aligned with SwissBorg's MiCA-compliant stablecoin strategy.

BORG Token

The BORG token (rebranded from CHSB on 17 October 2023) is the platform's native utility and governance token, deployed as both an ERC-20 on Ethereum and an SPL token on Solana.

Total supply is approximately 1 billion tokens. As of mid-2026, roughly 566.78 million are circulating and unlocked, 411.39 million are locked in the loyalty tier system (representing 41% of total supply), around 14.18 million have been permanently burned, and 5.64 million sit in a buyback reserve.

Locking and Tiers — Users lock BORG to advance through Premium ranks. Higher ranks provide lower trading fees, yield multipliers on Earn strategies, early access to Alpha deals, and the Pegasus subscription tier for advanced investment experiences.

Cashback — A portion of each trading fee is converted into BORG and distributed to active users as cashback on a weekly basis, funded by buybacks capped at 25% of the previous day's trading volume.

Governance — BORG holders vote on platform referenda and community decisions, including changes to token utility and quarterly buyback parameters.

Sustainability Score — SwissBorg measures aggregate user engagement through a Sustainability Score, which drives the size of quarterly governance buybacks linked to company performance.

Solana Ecosystem Fit

BORG launched on Solana in May 2024, using Wormhole Native Token Transfer (NTT) technology for cross-chain movement. NTT allows users to withdraw BORG directly from the SwissBorg app to a Solana wallet without using a wrapped-asset bridge, preserving token fungibility across chains.

On-chain, the primary Solana program registered by SwissBorg (address MEXkeo4BPUCZuEJ4idUUwMPu4qvc9nkqtLn3yAyZLxg) is classified as a Trading Terminal live on Solana Mainnet. SwissBorg also established a BORG/bSOL incentivized liquidity pool in partnership with SolBlaze and Kamino Finance, enabling liquidity providers to earn LP fees alongside rewards denominated in BLZE and BORG. The project cited Solana's low fees, high throughput, and active DeFi ecosystem as reasons for the expansion.

SwissBorg's cross-chain liquidity ambitions extended further through 2025: Avalanche was added in January, Berachain in April, Hyperliquid in May, and BNB Chain in June, positioning the meta-exchange as a multi-chain aggregation layer rather than a single-chain application.

Security and Audits

SwissBorg's smart contracts received a 10/10 score from Hacken's audit process. The company publishes ongoing Proof of Liabilities audits at swissborg.com/proof-of-liabilities/audits and complies with TRUST (Travel Rule Universal Solution Technology) travel rule standards following its Exiger audit.

In September 2025, SwissBorg disclosed that 192,600 SOL (worth approximately $41.5 million at the time) was drained from an external wallet used for its SOL Earn product. The root cause was a supply-chain attack targeting Kiln, SwissBorg's staking infrastructure partner: a malicious deactivation transaction crafted by the attacker embedded hidden authorization instructions that transferred control of staked SOL accounts from SwissBorg to attacker-controlled on-chain accounts. SwissBorg's core platform, app infrastructure, and user funds outside this product were not breached. The incident affected fewer than 1% of users and approximately 2% of total assets; the company committed to making affected users whole.

Team and Company

SwissBorg was incorporated in December 2017 in Lausanne, Switzerland and completed an ICO in 2018 that raised $52 million, ranked the 10th largest ICO globally at the time. The company is co-founded by Cyrus Fazel (CEO) and Anthony Lesoismier (CSO), with Nicolas Rmond serving as CTO. The team has grown to more than 250 employees across offices in Lausanne, Paris, Tallinn, and Lisbon.

Regulatory Status

SwissBorg operates under multiple regulatory frameworks. The French entity BlockNodes SAS holds MiCA license number A2026-011 from France's AMF, enabling regulated EU-wide operations. The Estonian entity holds Virtual Currency Exchange and Virtual Currency Wallet licenses from the FIU. The Swiss parent is recognized by the VQF self-regulatory organization. Full MiCA compliance across the EU was confirmed in June 2026.