Nana Wallet

Nana Money is a self-custodial stablecoin wallet that lets people in Sub-Saharan Africa hold their savings in US dollars and send or cash out money across borders without touching traditional correspondent banking. The product targets users in emerging markets who face persistent local currency devaluation, expensive remittance corridors, and limited access to dollar-denominated financial products.

How Nana Works

Users fund a Nana wallet by sending stablecoins to the app from any supported chain. Nana accepts USDC and USDT on Solana, Base, Stellar, and Celo. Once funds arrive, the balance displays in USD and optionally in the user's local currency (KES, NGN, GHS, or UGX). Cash-out happens directly from the stablecoin balance through the local payment rails the recipient already uses.

Nana never holds user funds. The wallet is non-custodial: only the user controls the underlying keys and assets.

Cash-Out and Supported Markets

Cash-out is where Nana's core differentiation sits. As of mid-2026, the app supports payouts in six countries:

• Kenya: M-Pesa and Airtel Money (mobile money), plus bank transfers to 14+ local banks
• Nigeria: bank transfers to major local banks
• Ghana: MTN MoMo, Vodafone Cash, and AirtelTigo Money
• Uganda: MTN MoMo and Airtel Money
• Malawi: mobile money
• DR Congo: mobile money

Users can also send funds to other Nana users, to external crypto wallets, and to crypto exchanges globally.

Solana Integration and Multi-Chain Reach

Solana is one of four chains Nana supports for funding, and the app includes real-time SOL portfolio tracking. The multi-chain approach (Solana, Base, Stellar, Celo) means senders do not need to be on a specific network. A sender using USDC on Base can fund a recipient's Nana wallet that cashes out to M-Pesa in Nairobi.

Savings Product via Blend Money

In September 2026, Nana announced plans to introduce onchain savings in partnership with Blend Money. The feature targets low-income savers who have historically been locked out of yield-bearing products by minimum balance requirements. The savings integration is designed to accept deposits from as low as $1 in USDC, with no pooled funds and no lock-up period. Users can withdraw at any time. The anticipated yield range is 3-10% annually on idle USDC holdings.

Upcoming Features

Nana has indicated plans to add virtual USD accounts with US routing and account numbers, and virtual USD debit cards. These additions would extend the wallet's utility beyond peer-to-peer transfers into broader dollar spending, enabling users to receive USD payments from international employers or platforms and spend directly from their Nana balance.

Platform Availability

Nana Money is available on Android through the Google Play Store (package: money.nana.wallet). The product was actively maintained as of September 2026, with recent updates to supported payment corridors and chain integrations.

Ecosystem Position

Nana sits in the stablecoin payments segment of the Solana ecosystem alongside projects that use USDC's Solana rails to enable real-economy transactions rather than purely onchain trading. Its differentiation from generic crypto wallets is the fiat off-ramp infrastructure: integrations with M-Pesa, MTN MoMo, and Nigerian bank rails that bridge a stablecoin balance to cash in a local currency the recipient can spend. The savings product via Blend Money, if it ships as described, would add a yield layer to what is today primarily a payments and remittance tool.