Deblock

Deblock is a French crypto-native neobank that refuses to treat banking and crypto as two separate worlds. Founded in October 2022 and launched publicly in France in April 2024, the platform combines a fully licensed euro current account with a self-custody Web3 wallet inside one mobile application. Its tagline — "Your IBAN. Your Crypto. Your Cards." — captures the product logic precisely: a single app where users receive their salary, pay for groceries with a Visa card, and hold Solana or Bitcoin without surrendering custody to anyone.

The Core Product

The central insight behind Deblock is that most people do not want two separate apps — one for banking, one for crypto — and that the friction of moving money between them is a tax on participation in decentralised finance. Deblock eliminates that friction by housing a regulated euro account and a non-custodial crypto wallet in the same interface, with shared liquidity flowing between them.

The banking side is a full-service euro account. Users receive a French IBAN that is accepted everywhere a standard bank account is, including for salary domiciliation. SEPA Instant transfers are included at no extra charge in both directions, settling in under ten seconds around the clock, a capability mandated across the eurozone since EU Regulation 2024/886 came into force in January 2025. A Visa debit card completes the everyday-banking stack, accepted anywhere Visa is.

The crypto side is a non-custodial wallet — meaning the user, not Deblock, holds the private keys. This self-custody design means that funds stored in the wallet are not exposed to exchange counterparty risk, a point of differentiation the team has emphasised since the platform's earliest marketing.

Supported Assets and Blockchains

Deblock's wallet spans ten blockchains: Bitcoin, Ethereum, Solana, XRP, Cardano, BNB Chain, Hyperliquid, Polygon, Base, and Arbitrum. Users can receive, send, store, and exchange more than 200 crypto assets, including major tokens such as Solana's SOL, USDT, USDC, and EUROC. Instant buy and immediate sell are supported for the full asset catalogue.

Solana's presence in Deblock's supported blockchain list places it alongside the platform's broader DeFi access layer. Because the wallet is non-custodial, Solana-based tokens can be held on-chain in the user's own wallet rather than in a custodial exchange account, allowing users to interact with Solana DeFi protocols directly from the same interface they use to pay their rent.

Savings and DeFi

Beyond the standard buy/sell/hold functionality, Deblock offers Vaults — savings vehicles that sit within the same app and allow users to put idle assets to work. The platform also provides direct access to decentralised finance services, though the precise DeFi integrations expand over time. The overall architecture positions Deblock as an access layer to on-chain financial products for users who may not be comfortable navigating multiple wallets, bridges, and protocol front-ends independently.

Regulation and Compliance

Deblock carries a regulatory stack that is unusually complete for a crypto-native fintech. The company holds Electronic Money Institution (EMI) authorisation from the Autorité de Contrôle Prudentiel et de Résolution (ACPR), the French banking regulator and an arm of the Banque de France, approved in November 2023. EMI status is a meaningful threshold: it means Deblock is subject to the same prudential rules as conventional e-money issuers and is required to segregate client funds.

The company also holds a PSAN (Prestataire de Services sur Actifs Numériques) registration and, in May 2025, became the first fintech to receive a Markets in Crypto-Assets (MiCA) licence — specifically the CASP (Crypto Asset Service Provider) authorisation — from France's Autorité des Marchés Financiers (AMF). The MiCA licence is the new European gold standard for crypto service providers and will be passportable across all EU member states as the regulation matures, giving Deblock a structural advantage in European expansion over competitors that have not yet secured it.

Together, these three regulatory designations — PSAN, EMI, MiCA CASP — represent arguably the most complete crypto-banking regulatory profile of any European neobank as of mid-2026.

Team

Deblock was co-founded by Jean Meyer (CEO), Aaron Beck, Adriana Restrepo, and Mario Eguiluz. The founding team brings direct operating experience from two of Europe's most consequential fintech companies: Revolut, the neobank that demonstrated mainstream appetite for mobile-first financial services, and Ledger, the hardware wallet company that pioneered consumer self-custody. That background is visible in the product: Deblock is essentially an attempt to marry what Revolut built for fiat banking with what Ledger built for secure key management, delivered as a single consumer application rather than two separate products.

Funding and Growth

Deblock closed a €30 million Series A in November 2025, led by Speedinvest with participation from CommerzVentures, Latitude, and existing investors including Headline, Chalfen Ventures, and Kraken Ventures. At the time of the raise, the company had surpassed 300,000 customers since its French launch eighteen months earlier, a rate of growth that reflects both the demand for crypto-banking integration and the team's ability to acquire and retain retail users in a competitive market.

The Series A capital is earmarked for European expansion, with Germany named as the second core market. From there, Deblock's MiCA passport provides the regulatory infrastructure to extend into additional EU countries without repeating the full licensing process in each jurisdiction — a key strategic asset as the company scales.

How Deblock Fits Into Solana

Deblock is not a Solana-native application in the way a DeFi protocol or liquid staking provider is, but it represents something arguably more important for Solana's broader adoption: a regulated on-ramp and custody solution that brings ordinary banking users into contact with Solana assets for the first time. When a user in France receives their paycheck through Deblock's IBAN, swaps a portion of it into SOL from the same screen, and holds that SOL in a non-custodial wallet without leaving the app, the friction of joining the Solana ecosystem collapses to near zero.

As Deblock expands across Europe under its MiCA passport, the potential addressable population for that frictionless experience grows accordingly. For Solana, a network whose growth depends partly on broadening its user base beyond crypto-native participants, a regulated neobank with 300,000 users and European expansion underway is a materially interesting distribution channel.