Cryptomus

Cryptomus is a cryptocurrency payments and trading platform that launched in 2022. It operates as an integrated ecosystem combining a merchant payment gateway, spot exchange, P2P trading, staking, on-ramp services, and crypto cards under a single API and account infrastructure. The platform targets businesses that want to accept cryptocurrency payments online as well as individual users managing crypto assets.

Payment Gateway

The core product is a business-focused payment gateway. Merchants can integrate Cryptomus through a REST API, a PHP SDK, or through pre-built plugins for more than 20 content management and e-commerce platforms including WooCommerce, PrestaShop, and OpenCart. Customers can pay in any of 100+ supported cryptocurrencies while merchants receive funds in their preferred asset—typically USDT—via an auto-conversion feature that eliminates price volatility risk at the point of sale.

Gateway fees start at 0.4% per transaction, with zero fees on withdrawals and mass payouts. Merchants can optionally pass network fees on to buyers at checkout. Invoice creation, static wallet generation, QR code payments, recurring billing, and webhook notifications are all supported natively. Payments can also be accepted through Telegram integrations.

Integration requires KYC verification. White-label customization—including custom invoice branding—is available, making the gateway suitable for businesses building their own crypto payment experiences. Customer support is available 24/7 through Telegram chat and email.

Supported Networks and Assets

Cryptomus supports payments across multiple blockchains, including Solana, Ethereum, BNB Chain, Tron, Polygon, Arbitrum, and Avalanche. The 100+ supported cryptocurrencies include Bitcoin, Ether, SOL, USDT, BNB, TRX, LTC, DOGE, XMR, DAI, and Toncoin. USDT on Tron (TRC20) typically clears in under 10 minutes. Merchants can also elect to receive payouts in fiat via SEPA or SWIFT bank transfers.

Spot Exchange

The exchange offers spot trading with maker fees starting at 0.04% and taker fees at 0.1%, both tiered by monthly volume, and uses TradingView for charting. Approximately 20 digital assets are available for trading. The exchange does not offer futures, margin, or leverage products. Broker and Market Maker programs are available for higher-volume participants. A P2P marketplace with over 30,000 active users supports direct peer-to-peer trades.

Staking

Cryptomus offers on-platform staking for several assets: Ethereum, USDT, BNB, and DAI yield 3% APY, while Tron (TRX) is listed at 20% APY. Staking rewards are distributed within six hours of the reward cycle.

Additional Services

A built-in converter allows users to swap assets without incurring separate network fees. An on-ramp service supports purchasing crypto directly with Visa or Mastercard. Crypto cards—both physical and digital—are available, with issuance described as taking approximately five minutes after approval.

Developer Tools

The API is divided into three primary categories: the Methods API covers market data, order books, and ticker feeds; the Merchant API handles invoice creation, static wallets, refunds, recurring payments, and payout management; and the Exchange API supports order placement and management, trade history, and real-time pricing. A PHP SDK and WebSocket streaming are available for real-time data integrations. An AML checking endpoint is also accessible through the API, allowing merchants to screen incoming funds before processing.

Security

Cryptomus holds a security audit certification from CertiK. The platform enforces SSL encryption and two-factor authentication, and KYC is required for merchant account activation. An AML checker tool is available both through the dashboard and the API for compliance workflows.

Positioning

Cryptomus targets businesses ranging from small e-commerce merchants to larger operators seeking a scalable, low-fee crypto payment infrastructure. Third-party reviewers rate the platform 4.4 out of 5, noting low transaction fees and fast processing times as primary strengths, while pointing to a limited cryptocurrency selection on the exchange side and the absence of direct fiat bank withdrawals as areas for improvement. A mobile app is available for Android via Google Play.