Compliance & RegTech Solutions

PassimPay holds a Money Services Business (MSB) registration with FINTRAC, Canada's federal financial intelligence unit, and operates under mandatory KYC and AML compliance requirements for all account holders. Merchant onboarding requires KYC identity verification and KYB business checks before account activation, with ongoing transaction record-keeping and suspicious activity reporting required under its license. This regulatory standing distinguishes PassimPay from most crypto payment processors and suits businesses that need a compliant, credentialed payment provider. For Solana merchants requiring documented regulatory credentials, PassimPay's custodial model places compliance responsibility on it as a licensed intermediary rather than on individual businesses. Its FINTRAC registration, AML enforcement, and transaction monitoring bring financial-services-grade compliance controls to the gateway category — relevant for merchants in regulated industries or those subject to payment-processor credentialing requirements.

INXY Payments positions regulatory compliance as a core product differentiator, running real-time Know Your Transaction screening on all incoming funds and integrating with risk intelligence vendors Crystal, Elliptic, Ledger, and Sumsub. Automated AML checks, sanctions and watch-list verification, and Travel Rule data exchange are built into the transaction flow. The platform provides audit-ready reporting for clients with their own regulatory obligations, and INXY proactively migrated all client accounts ahead of the MiCA July 2026 transitional deadline. The company holds multi-jurisdiction licenses: an EU-authorized entity, a Canadian MSB registration, and presences in El Salvador and Switzerland. This structure lets businesses in regulated industries use crypto payment rails without sacrificing compliance posture. INXY targets verticals historically facing friction on traditional rails—affiliate networks, gaming studios, SaaS—where compliance credibility is a prerequisite for onboarding.

Busha is Nigeria's first SEC-licensed virtual asset service provider and among the most rigorously regulated digital asset exchanges operating in emerging markets. The platform holds full licensing from Nigeria's Securities and Exchange Commission, maintains NDPR (Nigeria Data Protection Regulation) compliance, and carries ISO certification — a combination that sets the compliance standard across Africa's rapidly formalizing crypto sector. To operationalize transaction monitoring and regulatory risk management, Busha integrates Chainalysis KYT and Reactor tools, which grade customer risk profiles, flag suspicious transactions, and generate audit-ready records for regulatory inquiries. CEO Michael Adeyeri has described this proactive regtech posture as foundational, stating that Regulations are coming, and with Chainalysis, we don't have to disrupt ongoing operations. This compliance-first architecture has attracted institutional backing from Jump Capital, Cadenza Ventures, and CMT Digital, and clearly distinguishes Busha from the informal offshore exchanges that previously dominated the Nigerian market.

B2BinPay embeds compliance tooling directly into its payment gateway, treating regulatory adherence as a core product feature rather than an afterthought. Its KYT (Know-Your-Transaction) system screens every incoming payment against blockchain risk scores, flagging funds linked to sanctioned addresses or illicit activity before settlement reaches the merchant. AML and KYC protocols govern both client onboarding and active transaction flows, while additional layers — two-factor authentication, address whitelisting, DDoS protection, and regular third-party security audits — reinforce the platform's security posture. The platform holds a Bitcoin Service Provider license and a CNAD Digital Asset Service Provider authorization (PSAD-0064) from El Salvador, secured in October 2025, and is also regulated in Mauritius. These credentials make it a viable option for businesses operating in jurisdictions that require a licensed crypto payment partner, including forex brokers, CFD platforms, and crypto exchanges. Enterprise access control systems added in mid-2026 enable granular internal permission management, further supporting compliance-driven organizational structures that need auditable operator controls.

Trillion Digital positions regulatory compliance as a core product differentiator, maintaining FinCEN Money Services Business registration in the United States, a Florida Money Transmitter License, and Swiss VQF Financial Services Standards Association membership with FINMA supervision for its Zug subsidiary. This dual US/Swiss regulatory framework is deliberately uncommon for boutique crypto desks and serves institutions in regulated environments requiring compliant digital asset access. The Chief Compliance Officer holds the CAMS designation with Chainalysis cryptocurrency compliance certification. The proprietary Nautilus trading platform is purpose-built to satisfy regulatory requirements for KYC, AML, trade surveillance, and data integrity, with enterprise-grade RBAC, IP whitelisting, JWT session authentication, and immutable audit logging. These controls meet the compliance standards demanded by banks, hedge funds, and family offices operating under regulatory oversight globally.

Ezeebit holds dual regulatory designation from South Africa's Financial Sector Conduct Authority as both a licensed Financial Services Provider and a designated Crypto Asset Service Provider — one of very few crypto payment companies in Africa to hold both licenses simultaneously. The company describes its approach as Compliance by Design, embedding AML and KYC screening, Travel Rule data collection, and transaction monitoring into the core payment infrastructure rather than layering them on afterward. This architecture serves a practical function for merchants: businesses can accept cryptocurrency payments through Ezeebit without assuming their own compliance obligations in markets where the regulatory treatment of crypto is still maturing. As regulators across Sub-Saharan Africa increasingly require formal crypto licenses, Ezeebit's dual FSCA status positions it ahead of competitors who may need to retrofit compliance into existing products. The compliance framework was built from the company's 2022 founding by a team whose direct experience with African cross-border payment friction shaped the product's emphasis on regulatory certainty from the outset.

HashLedger is a Toronto-based CPA firm founded in 2023 that prepares financial statements under GAAP or IFRS, maintains smart contract audit trails, and produces audit-ready documentation for crypto-native businesses. Tax engagements cover Canadian personal and corporate returns, US contractor payment reporting, and strategic planning including business structuring, international tax, and transfer pricing. For blockchain foundations and DAOs, the firm handles tax-exempt status applications and governance structure setup aligned with charitable regulations. The firm draws transaction data from blockchain nodes and verified APIs to produce records suitable for regulators and auditors. Token-specific compliance work covers issuance accounting, SAFT and SAFE instrument treatment, and vesting schedule management to reduce regulatory exposure. Clients include Verda Ventures and Swing.xyz, demonstrating experience across both venture fund and DeFi protocol compliance contexts.

Compliance is a structural feature of Bitbond's tokenization platform rather than an add-on, reflecting the company's positioning for institutional and regulated issuers in European markets. The platform's advisory layer specifically covers regulatory structuring under Germany's Electronic Securities Act (eWpG) and the EU's Markets in Crypto-Assets Regulation (MiCA). Bitbond received authorization from Germany's Federal Financial Supervisory Authority (BaFin) and describes its information security management as ISO 27001-aligned. Smart contracts on EVM-compatible chains have been audited by CertiK and AuditOne. Token-level compliance controls built into the platform include KYC-gating to enforce investor whitelists, transfer restrictions, freeze authority to pause individual holder accounts, and clawback capability for regulatory recovery of funds. The Offering Manager module handles standard KYC/AML investor onboarding as part of the primary issuance workflow. On Solana, Token-2022 transfer hooks allow compliance rules to be checked on-chain before each transfer, and the platform supports atomic Delivery versus Payment settlement to eliminate counterparty risk in primary transactions.

BitOK provides cryptocurrency compliance infrastructure that addresses the AML and sanctions screening obligations faced by exchanges, payment processors, custodial wallet operators, and stablecoin issuers. The KYT Office product delivers real-time transaction monitoring via API, configurable risk alerts, and sanctions checks aligned with regulatory frameworks governing crypto asset service providers across multiple jurisdictions. The platform also offers an AML Certification program that trains and credentials compliance officers in crypto-asset forensics methodology. A forthcoming Travel Rule module will extend coverage to the inter-VASP data-sharing obligations now mandated in several jurisdictions, positioning BitOK as a broader compliance stack for regulated crypto businesses.

SlowMist's MistTrack platform provides anti-money-laundering and crypto-asset tracing capabilities across 17 blockchains, including Solana, helping exchanges, wallets, and DeFi protocols meet regulatory requirements. MistTrack offers address labeling, in-depth transaction behavior analysis, and fund-flow visualization, and has accumulated over 100,000 users since its 2022 launch. The platform received the Gold Award in FinTech (RegTech) at the HKICT Awards 2025, reflecting its adoption among compliance teams operating in regulated jurisdictions. SlowMist itself holds ISO/IEC 27001:2022 Information Security Management System certification and publishes annual and mid-year blockchain security and AML reports that have become reference documents for the industry's compliance and risk professionals.

Daemon Protocol delivers on-chain compliance infrastructure for Solana, providing OFAC and EU sanctions screening tools alongside audit-ready compliance reports designed for regulated entities operating in the crypto space. The platform monitors wallet addresses and transactions against global sanctions lists in real time, generating structured reports that can satisfy regulatory inquiries without requiring manual investigation. Financial institutions, exchanges, and DeFi protocols integrating with Solana can use Daemon's compliance layer to demonstrate regulatory adherence at the transaction level. The protocol's regulatory tooling extends to Travel Rule compliance and counterparty risk assessment, addressing the compliance obligations that prevent many traditional financial institutions from engaging with on-chain activity. By packaging these functions as a protocol-level service rather than a standalone SaaS product, Daemon makes compliance infrastructure composable for builders integrating it into broader financial applications on Solana.