Blockchain.com

Blockchain.com is a crypto company founded in 2011. It runs a wallet app, a trading app and a set of services for big clients. It began as the first public Bitcoin block explorer. Today it covers many chains and is not built on Solana. For Solana users it is a place to buy, hold, trade and earn on SOL. You can let it hold your coins, or hold the keys yourself.

It is one of the oldest and largest names in crypto. Its about page counts more than 95 million wallets made with it, as of October 2026. The firm is still private but has filed to list its shares in the US.

What is Blockchain.com used for?

Most people use it for one of four things. They look up a transaction in the explorer, buy and store crypto, trade, or earn a yield on idle coins. Funds and firms use a separate set of tools for large trades, storage and staking.

The app now has two kinds of account:

• Custodial account. Blockchain.com holds the coins. This is where buying with a card or bank, trading, Earn and the new options product live. It is the account most "how do I withdraw" questions are about.
• Self-custody DeFi Wallet. You hold the private keys. It connects to DeFi apps and, since April 2026, to perpetual futures.

The original explorer is still free and needs no account. It covers Bitcoin, Ethereum, Solana and other chains.

Is Blockchain.com a real company, and is it regulated?

Yes. It is a 15-year-old firm with offices in London, Dallas and Singapore.

It says it has over 43 million verified users, per its institutional page.

It is still private. In May 2026 it filed in private for a US IPO, reportedly aiming to raise about $500 million.

It holds a patchwork of licences, not one main one. Singapore's central bank, the MAS, oversees its trading desk for big clients. It has also been reported to hold a custody licence in the Cayman Islands and an EU (MiCA) licence for that desk in Malta.

On October 9, 2026 it applied to the CFTC, the US futures regulator, for two licences. One would let it run an exchange for event contracts. The other would let it broker derivatives. Until they are granted, US users can't use its prediction markets or perps.

Blockchain.com wallet and app

The wallet app runs on the web, iOS and Android. It supports Bitcoin, Ethereum, SOL, XRP and many other assets, with in-app buy, sell and swap.

The custodial side is the simpler path for beginners: Blockchain.com handles keys and recovery, and you can cash out to a bank. The DeFi Wallet side follows "your keys, your crypto": you keep a recovery phrase, and losing it means losing access. Both sit in the same app, so check which one an asset is in before you send or withdraw.

Blockchain.com trading: exchange, perps, options and prediction markets

The exchange opened in 2019. It works mostly as a broker: it fills your order from its own stock of coins, not a public order book. In 2026 it added several ways to bet on prices, mostly for users outside the US.

• Perpetual futures (April 2026). Perps inside the DeFi Wallet, powered by Hyperliquid. At launch it offered 190+ markets with up to 40x leverage, funded straight from wallet balances. In September 2026 it added pre-IPO perps on OpenAI and Anthropic, per its X account.
• Prediction markets (July 2026). A Polymarket integration lets users in eligible countries trade on real-world events inside the app.
• Options (October 2026). Short-dated, buy-only calls and puts on BTC, ETH, SOL, HYPE, AVAX, XRP and TRX, with expiries of up to one week. You pay a USDC premium, from $5, which is the most you can lose. You cannot sell or close a position early. It is offered only in supported jurisdictions.

Blockchain.com and the NYSE: tokenized stocks

On September 23, 2026 the company and the New York Stock Exchange signed a deal in principle. Its users would get access to token versions of US stocks and ETFs on a new NYSE venue. That venue plans to trade around the clock and accept stablecoins.

This is not live yet. The NYSE still has to launch the venue and win approval, and no date has been set. The deal also swaps data: NYSE price feeds come into the app, and the NYSE's parent will sell the firm's crypto data to its clients.

Blockchain.com Earn and SOL staking

Earn lets custodial users put idle assets to work for a yield paid by Blockchain.com. In September 2026 it launched Fixed-term Rewards across 50+ assets, which pay a higher rate in exchange for locking funds for a set term. Launch promotional rates, which ended September 19, were up to 4.45% APY for SOL, per the company's X posts. Rates change, so check the app for current terms.

The key thing to understand is custody. With Earn, Blockchain.com holds your SOL and decides how the yield is produced. That is different from staking SOL yourself with a validator, where the coins stay in your own stake account.

For institutions, Blockchain.com stakes SOL, ETH, TON and other assets while keeping them in cold storage, so a fund can earn staking rewards without moving assets to a hot wallet.

Blockchain.com institutional services

The institutional suite reports more than 1,500 clients as of October 2026. It covers:

• OTC trading: 24/7 execution across 670+ tokens and fiat pairs, principal and agency.
• Custody: proprietary cold storage with multisig and segregated client accounts.
• Staking and lending: yield and crypto-backed loans for institutional holders.
• Liquidity provision: market making with a stated 95% guaranteed uptime.
• Token launch and distribution: marketing new tokens to the company's wallet base.
• Digital asset treasury: trading, custody, staking and lending bundled with advisory support for companies that hold crypto.

Who is Blockchain.com for?

It suits people who want one app to buy, hold and trade the big coins. You can pay in with a card or bank, and keep a self-held wallet in the same place. It also suits traders outside the US who want perps, options and prediction markets in one app.

It fits less well if you care about Solana in particular. It is a general crypto app, not a Solana wallet. Phantom or Solflare give fuller access to Solana tokens and apps. It also fits less well if you want your SOL to stay in your control while it earns. Earn holds your coins for you. Staking from your own wallet, or a liquid staking token, keeps more control with you. US users can't yet use the newer trading products.

Is Blockchain.com safe? Risks to know

Its security paperwork is strong. Its custody holds SOC 2 Type 2, ISO 27001, PCI DSS and CCSS Level 3 marks, checked each year by the firm A-LIGN, per its institutional page. These cover the company's own systems. They are not audits of any smart contract, and they do not guarantee your balance.

The main risks:

• Custodial and counterparty risk. Anything in the custodial account or Earn depends on Blockchain.com staying solvent. In 2022 it lost about $270 million lent to Three Arrows Capital when that fund collapsed, and it laid off about a quarter of its staff, per Wikipedia's summary of contemporary reporting. That is the clearest example of how a custodial yield product can go wrong.
• Lock-ups. Fixed-term Rewards tie up funds for the term, so you cannot sell during a crash.
• Derivatives risk. Perps with up to 40x leverage can liquidate a position quickly. Buy-only options cap your loss at the premium, but most short-dated options expire worthless.
• Third-party dependence. Perps run on Hyperliquid and prediction markets on Polymarket, so an outage or failure there reaches Blockchain.com users too.
• Self-custody risk. In the DeFi Wallet, a lost recovery phrase cannot be recovered by support.
• Scams. Many People Also Ask questions concern phone support and getting money back. Fake "Blockchain support" numbers are a common scam; use only contact routes listed on blockchain.com.

Blockchain.com vs Coinbase and other alternatives

For a broad crypto app with a bank on-ramp, the closest rivals are Coinbase and Kraken. All three pair a held-for-you account with a self-held wallet. What sets Blockchain.com apart is its explorer, its perps inside the self-held wallet and its NYSE stock plans. Coinbase and Kraken offer more of their products to US users today.

For holding and using SOL itself, a Solana wallet such as Phantom or Solflare is the more natural choice. You keep your keys and can use Solana apps directly.

To earn on SOL without handing it over, stake it yourself. The coins stay in your own stake account. Solana Compass runs a validator and a liquid staking token, so we have an interest here. You can compare validators by commission and uptime or stake SOL from your own wallet through our pages.

Blockchain.com team, funding and history

Ben Reeves, Peter Smith and Nicolas Cary founded it in York, England, in 2011, as Blockchain.info. Peter Smith is CEO and executive chairman. Nicolas Cary is vice chairman. Lane Kasselman, who once worked at Uber, was named co-CEO in 2025, when the firm opened a US base in Dallas. The board includes Tom Horton, Jim Messina and Timothy Flynn. Flynn once ran KPMG and joined the board in 2025.

Its investors include Vy Capital, GV, Lightspeed, DST Global, Lake Star and Baillie Gifford. A $300 million round in March 2021 valued it at $5.2 billion, per Wikipedia.

Key dates:

• 2011: launches as a Bitcoin block explorer.
• 2019: launches its exchange.
• 2022: Three Arrows Capital loss and layoffs.
• April 2026: self-custody perps via Hyperliquid.
• May 2026: confidential US IPO filing.
• July 2026: Polymarket integration.
• September 2026: NYSE tokenized-stock MOU; Fixed-term Rewards.
• October 2026: CFTC licence applications; options launch.