Bitpanda

Bitpanda is a regulated European investment platform that gives retail and institutional users a single interface to trade over 650 cryptocurrencies — including Solana (SOL) — alongside more than 10,000 real stocks, ETFs, and precious metals. Founded in Vienna in 2014, the company has grown to serve more than seven million users across approximately 48 countries and holds 16 regulatory licenses, including authorization from Austria's Financial Market Authority (FMA) and registration with Germany's BaFin.

The Problem It Solves

European investors historically had to juggle separate platforms to access crypto, equities, exchange-traded funds, and hard assets. Bitpanda consolidates these under a single compliant account, removing the friction of multiple KYC processes, custody arrangements, and fee structures — while meeting the regulatory requirements of the EU's Markets in Crypto-Assets Regulation (MiCAR) and MiFID II frameworks.

Core Platform and Products

Brokerage and Unified Investing

The main Bitpanda platform operates as a brokerage, letting users buy and sell assets with trades starting at €1, zero deposit and withdrawal fees across payment methods, and round-the-clock availability. Fees on the brokerage side run between 0.99% and 2.49% depending on asset class. In January 2026 the platform launched a unified investing experience, integrating stocks, ETFs, and precious metals into the same product used for crypto, completing Bitpanda's transition to a multi-asset broker.

Bitpanda Fusion

For more active traders, Bitpanda Fusion is a true spot exchange that aggregates order books from major global exchanges to deliver best execution and competitive pricing. Fusion supports more than 700 trading pairs with maker/taker fees of 0.02%–0.25% based on volume — substantially lower than the main brokerage. It also offers margin trading with up to 10x leverage for eligible users.

Bitpanda DeFi Wallet

In August 2025, Bitpanda launched its DeFi Wallet as the second product in its Web3 suite. The wallet supports Ethereum, Solana, Polygon, BNB Chain, Avalanche, Optimism, Base, and Arbitrum — covering both EVM and Solana Virtual Machine (SVM)-compatible networks — with more than 5,000 tokens accessible at launch. Key features include one-click swaps without manual address entry, curated yield pools with risk disclosures, and sponsored gas fees on select Layer 2 networks. A Bitpanda Backup option eliminates the need for users to manually manage seed phrases while preserving self-custody. Assets move seamlessly between a user's main Bitpanda account and their DeFi Wallet in a few taps, without the error risk of manual wallet addresses.

Staking

Bitpanda offers in-app staking for multiple cryptocurrencies, including SOL, with rewards distributed weekly. Outside of ETH, most staking positions carry no minimum lock-up period, giving users flexibility to access funds as needed.

Bitpanda Spotlight

Spotlight is a program that lists emerging and harder-to-source tokens, broadening the exchange's offering beyond mainstream assets.

Bitpanda Enterprise / Tech Solutions

Through its B2B arm — accessible via documentation.bitpandaenterprise.com — Bitpanda provides modular trading APIs for fintech companies, banks, robo-advisors, and online platforms that want to embed trading capabilities without building exchange infrastructure themselves. The API suite supports staged and production environments, comes with a pre-configured Postman collection, and is designed for white-label integration.

Vision: The Native Token and Blockchain Layer

Vision Token (VSN)

Bitpanda's native utility and governance token is Vision (VSN), which launched on 16 July 2025 as the result of a strategic merger between the original Bitpanda Ecosystem Token (BEST) — a 1-billion-supply ERC-20 token launched in 2019 that raised over €43 million — and Pantos (PAN), Bitpanda's multi-blockchain protocol. Existing BEST holders migrated at a 1:1 ratio to Vision. VSN powers fee advantages across the platform, qualifies holders for staking rewards and quarterly governance votes (covering emission rates, burn sizes, and community funding), and benefits from a deflationary mechanism: a portion of all platform revenue is directed to the Vision Web3 Foundation for token buybacks, burns, and staking rewards.

Vision Chain

On 25 March 2026, Bitpanda launched Vision Chain Mainnet — an Ethereum Layer 2 built on the Optimism OP Stack designed as a regulated settlement layer for tokenized real-world assets. Vision Chain targets three audiences: institutions that want to issue and manage tokenized stocks, bonds, and funds at scale without building proprietary infrastructure; developers building applications using institutional-grade liquidity and real assets; and retail users accessing new asset categories through Bitpanda products or enterprise partners. Transaction fees on Vision Chain are payable in a euro-pegged stablecoin to minimize price volatility for institutional users — an explicit design choice aligned with EU financial regulation requirements.

Solana Integration

Solana is a first-class asset on Bitpanda across the stack. SOL is tradeable on both the main brokerage and Bitpanda Fusion. Users can stake SOL natively within the Bitpanda app to earn passive weekly rewards with no minimum lock-up period. The DeFi Wallet, launched in August 2025, explicitly supports Solana and SVM-compatible networks, making Bitpanda one of the few regulated European platforms to offer a self-custody onchain experience on Solana alongside an integrated fiat-to-crypto onramp.

Security and Compliance

Bitpanda holds 16 licenses across Europe, is fully MiCAR compliant, and stores customer cryptocurrencies in segregated cold-storage wallets under a trustee framework. The platform maintains ISO 27001 and SOC 2 Type 1 certifications. Multi-factor authentication is standard. In March 2025, Bitpanda also secured a Dubai Virtual Assets Regulatory Authority (VASP) license as part of its global expansion into the Middle East.

Background and Scale

Founded in Vienna in 2014 by Eric Demuth, Paul Klanschek, and Christian Trummer, Bitpanda has become one of Europe's most prominent regulated crypto and multi-asset platforms. The company reports more than seven million registered users and has grown from a cryptocurrency-only brokerage to a full multi-asset investment platform covering equities, ETFs, precious metals, and its own blockchain infrastructure. The January 2026 platform unification and the March 2026 launch of Vision Chain represent Bitpanda's evolution from consumer brokerage to regulated infrastructure provider for the European financial system.