AstraBanq

AstraBanq is a neobank built to bridge traditional fiat finance and the crypto economy, offering users a single account from which they can hold fiat currencies, make international wire transfers, and convert directly into and out of crypto assets. The project launched in November 2023 and operates across three legal structures: a UAE headquarters, a Cyprus-regulated entity (AstraBank) for EU compliance, and a Cayman Islands entity covering its technology and holding structure.

Account Types and Multi-Currency Support

AstraBanq offers two account tracks. Personal accounts are aimed at individuals and require standard KYC verification. Business and corporate accounts target companies and founders, adding KYB onboarding, team access controls, and multi-currency management suited to organisations running international operations.

Both account types carry dedicated IBANs and support holdings in USD, EUR, GBP, CAD, and AED. The platform states coverage across 170+ countries with foreign exchange across 40+ fiat currencies.

Payment Infrastructure

The platform integrates SWIFT for global wire transfers and SEPA for European transactions, alongside domestic payment rails in key markets. Users can initiate multi-currency transfers and hold multiple balances simultaneously without forced conversions. Foreign exchange between supported currencies is handled within the account at disclosed rates.

Fiat-to-Crypto and Crypto-to-Fiat

Integrated on-ramp and off-ramp functionality is central to AstraBanq's positioning. Users can convert fiat to crypto or settle crypto back to fiat directly from their accounts, without routing through an external exchange. According to the project's documentation, the platform aims for one of the most streamlined off-ramp experiences in the market.

Astra Cards

Three physical card formats are available to account holders: a standard plastic card, a virtual card for immediate online issuance, and a premium metal card. All three link directly to the AstraBanq account balance and are accepted wherever Mastercard and Visa are supported. Cards carry real-time transaction visibility and configurable spend controls.

Security and Compliance

Account access requires KYC or KYB identity verification at onboarding. Multi-factor authentication is applied to payment initiations, account changes, and large transfers. Data is encrypted in transit and at rest using AES. The platform also runs AI-powered anomaly detection described in documentation as monitoring account activity around the clock for unusual patterns. The Cyprus-regulated entity (AstraBank) provides EU-compliant financial services for European customers.

The Broader Astra Ecosystem

AstraBanq is the neobanking component of a larger product ecosystem operating under the Astra brand. Related products include AstraPay, a crypto payment processor; AstraDEX, a decentralised exchange that supports trading across EVM-compatible chains and Solana; AstraAI, covering AI assistants and smart contract auditing tools; and AstraPad, a multichain token launchpad. The ASTRA token is described in project documentation as powering the integrated platform across these products.

AstraDEX's explicit Solana support establishes the Astra ecosystem's on-chain connection to the Solana network. The neobank component itself provides the fiat bridge, while the on-chain products including the DEX operate across Solana and EVM chains.

According to project documentation, Astra has secured 20 million USD in investment commitments and counts AWS, Google Cloud, and Nvidia among its strategic partners. The project reports 100+ ecosystem partners and 2M+ Telegram reach, though these figures are drawn from the project's own materials and have not been independently verified.

The online banking portal is accessible at ebank.astrabanq.com.